# àbank24 vs Ощад

The clearest difference is review sentiment: àbank24 at 78% against Ощад's 13%. àbank24 also leads on rating (4.9 vs 4.4) and ratings volume (3.7K vs 318). Ощад's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

àbank24 holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: àbank24 has 3.7K ratings behind it against 318, so its average is the more settled of the two. Written reviews point the same way: 78% of àbank24's written reviews are positive against 13% of Ощад's.

àbank24 ships an update every 11 days, Ощад fortnightly. The most recent releases landed on September 26, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | àbank24 | Ощад |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3.7K ratings)](https://appshunter.io/ios/app/abank24/id1261267716/reviews)** | [4.4 (318 ratings)](https://appshunter.io/ios/app/id1571479928/reviews) |
| Number of ratings | **3.7K** | 318 |
| Positive reviews | **77.8% of reviews** | 13.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 391 MB | 159 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Accent-Bank, AT](https://appshunter.io/developer/1261267715) | [JSC "Oschadbank"](https://appshunter.io/developer/1101088632) |

## What reviewers say

### àbank24

[App page](https://appshunter.io/ios/app/abank24/id1261267716)

This banking app offers a range of financial services, including card management, loyalty programs, commission-free payments, and online deposits/loans. Easily apply for cards with credit limits and favorable terms, access partner benefits, and manage your finances conveniently.

**Highlights:** Card management and application, Loyalty programs and cashback, Commission-free payments and transfers, Online deposits and loans, Partner card benefits, Business account management, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💳 Convenient banking services
- 🤝 Excellent customer support
- 🇺🇦 Patriotic support for Ukraine

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Security concerns with account freezing
- 💸 Unexpected fees and charges
- 🔍 Lack of transparency in decision-making

**Reported bugs**

- Login screen freezes on certain devices
- Push notifications not working reliably
- Compatibility issues with older Android versions

**Requested features**

- Add English language support
- Improve in-app navigation
- Introduce biometric login options
- Provide more detailed transaction history


### Ощад

[App page](https://appshunter.io/ios/app/id1571479928)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is àbank24 free?

àbank24 is free to download, with no in-app purchases.

### Is Ощад free?

Ощад is free to download, with no in-app purchases.

### Which has better reviews, àbank24 or Ощад?

àbank24 is rated higher. àbank24 averages 4.9 out of 5 from 3.7K ratings, while Ощад averages 4.4 from 318 ratings.

### Do àbank24 or Ощад have ads?

àbank24 shows ads; Ощад does not.

### Which is updated more often, àbank24 or Ощад?

àbank24 ships an update every 11 days, and Ощад fortnightly. Most recently, àbank24 was updated on September 26, 2026 and Ощад on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*