# SWiP vs Dolyame

The clearest difference is rating: Dolyame at 4.8 against SWiP's 4.3. Dolyame also leads on update cadence (weekly vs monthly) and ratings volume (452 vs 15). SWiP's advantage is review sentiment (84% vs 60%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Dolyame holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Dolyame has 452 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 84% of SWiP's written reviews are positive against 60% of Dolyame's, so the app with the better star average is not the one people write more warmly about.

SWiP ships an update monthly, Dolyame weekly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | SWiP | Dolyame |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (15 ratings)](https://appshunter.io/ios/app/swip/id1261276105/reviews) | **[4.8 (452 ratings)](https://appshunter.io/ios/app/dolyame/id1553066657/reviews)** |
| Number of ratings | 15 | **452** |
| Positive reviews | **84.2% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 76 MB | 159 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SWIP](https://appshunter.io/developer/1261276104) | [LIMITED LIABILITY COMPANY TCS](https://appshunter.io/developer/1672978713) |

## What reviewers say

### SWiP

[App page](https://appshunter.io/ios/app/swip/id1261276105)

This app allows you to earn bonuses and pay for purchases using your smartphone. It eliminates the need for physical loyalty cards and cash by integrating payment and loyalty programs. Track your progress and savings directly on the main screen.

**Highlights:** Earn bonuses on purchases, Pay with smartphone, Integrate loyalty cards, Track savings and progress, Multiple payment options (SBP, bank card, cash), Quick registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dolyame

[App page](https://appshunter.io/ios/app/dolyame/id1553066657)

Split your online purchases into four equal payments. The first payment is made immediately, and the remaining three are automatically debited from your card every two weeks. Manage your payment schedule and card details within the app.

**Highlights:** Split payments into four installments, Automatic card payments, Payment schedule tracking, Payment reminders, Change payment card, Prepay or pay full amount, Partner store list

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💳 Convenient installment payment system
- 🚀 Automatic payment processing
- ⏰ 24/7 customer support
- 😊 Responsive and polite support team

**What reviewers complain about**

- 🐛 Unstable payment approval system
- 💸 Service fee charged per order
- 🔄 Problematic refund process
- ❌ Frequent payment rejections
- 🤔 Inconsistent limit increases

**Reported bugs**

- Payment approval system malfunctions despite available credit
- Returned items disappear from order history
- Commission refunds not processed automatically
- Payment processing failures throughout the day
- Inconsistent order number visibility for returned items

**Requested features**

- Ability to transfer or reschedule payments
- Option to increase payment amounts
- Expansion of partner merchants
- Better visibility of available credit limit
- Automatic commission refund processing


## Frequently asked questions

### Is SWiP free?

SWiP is free to download, with no in-app purchases.

### Is Dolyame free?

Dolyame is free to download, with no in-app purchases.

### Which has better reviews, SWiP or Dolyame?

Dolyame is rated higher. SWiP averages 4.3 out of 5 from 15 ratings, while Dolyame averages 4.8 from 452 ratings.

### Do SWiP or Dolyame have ads?

Neither SWiP nor Dolyame shows ads.

### Which is updated more often, SWiP or Dolyame?

SWiP ships an update monthly, and Dolyame weekly. Most recently, SWiP was updated on October 16, 2026 and Dolyame on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*