# MACHBANK vs Split Facil

The clearest difference is rating: Split Facil at 5.0 against MACHBANK's 4.5. Split Facil also leads on monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.1 vs 17.7). MACHBANK's advantage is update cadence (every 5 days vs every 6 weeks) and ratings volume (366 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Facil holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: MACHBANK has 366 ratings behind it against 1, so its average is the more settled of the two.

MACHBANK ships an update every 5 days, Split Facil every 6 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | MACHBANK | Split Facil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (366 ratings)](https://appshunter.io/ios/app/machbank-banca-digital/id1262116570/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/split-facil/id6761451098/reviews)** |
| Number of ratings | **366** | 1 |
| Positive reviews | 69.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 5 days** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 290 MB | 55 MB |
| Requires iOS | 17.7 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banco Crédito e Inversiones](https://appshunter.io/developer/433448925) | [Justin Haase](https://appshunter.io/developer/1668205040) |

## What reviewers say

### MACHBANK

[App page](https://appshunter.io/ios/app/machbank-banca-digital/id1262116570)

Manage your finances with a digital bank account. Open an account, get a Visa debit card for local and international purchases, and enjoy benefits like cashback and savings. Send money domestically and internationally, pay bills, and even accept business payments.

**Highlights:** Digital bank account opening, Visa debit card for purchases, International money transfers, Cashback and discounts, Savings account with interest, Bill payments and recharges, Business payment acceptance

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Innovative payment solution
- 🤝 Convenient for splitting bills

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔍 Identity verification issues
- ⚠️ Unreliable service
- 💸 Unexpected charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Unable to create account
- Funds not showing up in account
- Transfers failing without explanation
- App freezing or becoming unresponsive
- Compatibility issues with certain devices

**Requested features**

- Expand to more countries
- Integrate with popular payment platforms
- Improve customer support response time
- Add more payment methods
- Provide detailed transaction history


### Split Facil

[App page](https://appshunter.io/ios/app/split-facil/id6761451098)

Easily track shared expenses, repayments, and debts within groups for trips, home, or daily plans. Avoid messy spreadsheets and group chats with a clear timeline of activity and instant updates on who owes what.

**Highlights:** Create groups for shared expenses, Split expenses with friends and roommates, Record repayments instantly, Track who owes what, Follow activity timeline and reminders, Export financial information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MACHBANK free?

MACHBANK is free to download, with no in-app purchases.

### Is Split Facil free?

Split Facil is free to download, with no in-app purchases.

### Which has better reviews, MACHBANK or Split Facil?

Split Facil is rated higher. MACHBANK averages 4.5 out of 5 from 366 ratings, while Split Facil averages 5.0 from 1 ratings.

### Do MACHBANK or Split Facil have ads?

Both MACHBANK and Split Facil show ads.

### Which is updated more often, MACHBANK or Split Facil?

MACHBANK ships an update every 5 days, and Split Facil every 6 weeks. Most recently, MACHBANK was updated on November 2, 2026 and Split Facil on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*