# NMB Mkononi vs HaloPesa

The clearest difference is review sentiment: HaloPesa at 67% against NMB Mkononi's 11%. NMB Mkononi's advantage is rating (3.2 vs 2.9) and ratings volume (38 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NMB Mkononi holds the better App Store score, 3.2 against 2.9. Both are backed by a comparable volume of ratings — 38 and 11 respectively. Written reviews complicate that: 11% of NMB Mkononi's written reviews are positive against 67% of HaloPesa's, so the app with the better star average is not the one people write more warmly about.

NMB Mkononi ships an update every 2 months, HaloPesa every 5 weeks. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | NMB Mkononi | HaloPesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (38 ratings)](https://appshunter.io/ios/app/nmb-mkononi/id1262481453/reviews)** | [2.9 (11 ratings)](https://appshunter.io/ios/app/halopesa/id1532695595/reviews) |
| Number of ratings | **38** | 11 |
| Positive reviews | 11.1% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 188 MB | 70 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NMB Bank PLC](https://appshunter.io/developer/1262481452) | [HaloPesa](https://appshunter.io/developer/1532695807) |

## What reviewers say

### NMB Mkononi

[App page](https://appshunter.io/ios/app/nmb-mkononi/id1262481453)

Manage your finances with a comprehensive banking app. Track spending, set budgets, control cards, and access loans, investments, and insurance. Features include global accessibility, mini-apps for travel and group accounts, and advanced security.

**Highlights:** Personal finance management, Card and limit control, Instant micro-loans, Scheduled transactions, Investment and FDR access, Diaspora banking, Mini-apps for lifestyle

**Features:** macOS Compatibility

**In-app purchases:** none


### HaloPesa

[App page](https://appshunter.io/ios/app/halopesa/id1532695595)

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

**Highlights:** Send and receive money, Purchase airtime and bundles, Pay bills and merchants, View transaction history, Check account balance, QR code payments, Transfer to bank accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NMB Mkononi free?

NMB Mkononi is free to download, with no in-app purchases.

### Is HaloPesa free?

HaloPesa is free to download, with no in-app purchases.

### Which has better reviews, NMB Mkononi or HaloPesa?

NMB Mkononi is rated higher. NMB Mkononi averages 3.2 out of 5 from 38 ratings, while HaloPesa averages 2.9 from 11 ratings.

### Do NMB Mkononi or HaloPesa have ads?

Neither NMB Mkononi nor HaloPesa shows ads.

### Which is updated more often, NMB Mkononi or HaloPesa?

NMB Mkononi ships an update every 2 months, and HaloPesa every 5 weeks. Most recently, NMB Mkononi was updated on October 6, 2026 and HaloPesa on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*