# Kaspi Pay vs S1lkPay

The clearest difference is rating: Kaspi Pay at 4.8 against S1lkPay's 3.5. Kaspi Pay also leads on ads (none vs shown) and review sentiment (67% vs 38%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kaspi Pay holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 36 and 21 respectively. Written reviews point the same way: 67% of Kaspi Pay's written reviews are positive against 38% of S1lkPay's.

Kaspi Pay ships an update weekly, S1lkPay every 3 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Kaspi Pay | S1lkPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (36 ratings)](https://appshunter.io/ios/app/kaspi-pay/id1262997215/reviews)** | [3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews) |
| Number of ratings | **36** | 21 |
| Positive reviews | **67.2% of reviews** | 38.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 185 MB | 243 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kaspi Bank АО](https://appshunter.io/developer/1195076503) | [S1LK, TOO](https://appshunter.io/developer/1474328358) |

## What reviewers say

### Kaspi Pay

[App page](https://appshunter.io/ios/app/kaspi-pay/id1262997215)

This app allows businesses to accept payments from millions of customers via Kaspi QR and other methods. It offers features like mobile POS, remote payments, and online store integration for sales across Kazakhstan. Businesses can also manage finances, taxes, and access credit.

**Highlights:** Accept payments from 16 million buyers, Mobile POS functionality, Remote payment options, Online store integration, Automated check generation, Instant fund transfers, Tax reporting and payment

**In-app purchases:** none


### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Kaspi Pay free?

Kaspi Pay is free to download, with no in-app purchases.

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Which has better reviews, Kaspi Pay or S1lkPay?

Kaspi Pay is rated higher. Kaspi Pay averages 4.8 out of 5 from 36 ratings, while S1lkPay averages 3.5 from 21 ratings.

### Do Kaspi Pay or S1lkPay have ads?

S1lkPay shows ads; Kaspi Pay does not.

### Which is updated more often, Kaspi Pay or S1lkPay?

Kaspi Pay ships an update weekly, and S1lkPay every 3 weeks. Most recently, Kaspi Pay was updated on November 11, 2026 and S1lkPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*