# Digital Token vs CUonline

The clearest difference is rating: CUonline at 5.0 against Digital Token's 2.0. Digital Token's advantage is ratings volume (13 vs 2) and iOS requirement (15.6 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CUonline holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Digital Token has 13 ratings behind it against 2, so its average is the more settled of the two.

Digital Token ships an update every 4 months, CUonline every 7 months. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Digital Token | CUonline |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (13 ratings)](https://appshunter.io/ios/app/digital-token/id1263218288/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cuonline/id1557756834/reviews)** |
| Number of ratings | **13** | 2 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 14 MB | 11 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of Nova Scotia](https://appshunter.io/developer/341151577) | [CICSA Co-Operative Credit Union Ltd](https://appshunter.io/developer/1557756836) |

## What reviewers say

### Digital Token

[App page](https://appshunter.io/ios/app/digital-token/id1263218288)

This app simplifies signing into specific banking applications by generating a token value for login. It enables two-factor authentication using a soft token, which can be unlocked with device-based biometrics like TouchID or FaceID.

**Highlights:** Generate token values for login, Two-factor authentication, Scan QR codes for registration, Device-based login (TouchID/FaceID), Soft token functionality

**In-app purchases:** none


### CUonline

[App page](https://appshunter.io/ios/app/cuonline/id1557756834)

Access your bank account securely from your mobile device. View balances, transaction history, and transfer funds between accounts. Find branch locations and contact information easily.

**Highlights:** View account balances, View account history, Transfer funds, Schedule future transfers, Find branch locations, Access contact information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Digital Token free?

Digital Token is free to download, with no in-app purchases.

### Is CUonline free?

CUonline is free to download, with no in-app purchases.

### Which has better reviews, Digital Token or CUonline?

CUonline is rated higher. Digital Token averages 2.0 out of 5 from 13 ratings, while CUonline averages 5.0 from 2 ratings.

### Do Digital Token or CUonline have ads?

Neither Digital Token nor CUonline shows ads.

### Which is updated more often, Digital Token or CUonline?

Digital Token ships an update every 4 months, and CUonline every 7 months. Most recently, Digital Token was updated on September 26, 2026 and CUonline on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*