# HYPO NOE Pay vs Holif

The clearest difference is update cadence: HYPO NOE Pay at every 3 months against Holif's every 9 months. Holif's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HYPO NOE Pay ships an update every 3 months, Holif every 9 months. The most recent releases landed on November 2, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | HYPO NOE Pay | Holif |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hypo-noe-pay/id1263440462/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 9 months |
| Monetization | Free | — |
| Size | 84 MB | 32 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HYPO NOE Landesbank fur Niederoesterreich und Wien AG](https://appshunter.io/developer/633469896) | [Linett Horvath](https://appshunter.io/developer/1654514345) |

## What reviewers say

### HYPO NOE Pay

[App page](https://appshunter.io/ios/app/hypo-noe-pay/id1263440462)

This app serves as a digital wallet, enabling contactless payments worldwide and easy management of customer loyalty cards. It allows users to track debit card transactions and withdraw cash conveniently.

**Highlights:** Contactless payments with Apple Pay, Cash withdrawal, Debit card transaction tracking, Customer loyalty card management, Digital wallet functionality

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Holif

[App page](https://appshunter.io/ios/app/holif/id6444412879)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HYPO NOE Pay free?

HYPO NOE Pay is free to download, with no in-app purchases.

### Is Holif free?

Holif is free to download, with no in-app purchases.

### Do HYPO NOE Pay or Holif have ads?

Neither HYPO NOE Pay nor Holif shows ads.

### Which is updated more often, HYPO NOE Pay or Holif?

HYPO NOE Pay ships an update every 3 months, and Holif every 9 months. Most recently, HYPO NOE Pay was updated on November 2, 2026 and Holif on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*