# SardexPay Cashback vs Spendy

The clearest difference is in-app purchases: SardexPay Cashback at none against Spendy's 3. SardexPay Cashback also leads on iOS requirement (16.0 vs 18). Spendy's advantage is update cadence (every 10 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Spendy sells 3 in-app purchases, starting at $3.99 per month. SardexPay Cashback asks for nothing beyond the download.

SardexPay Cashback ships an update monthly, Spendy every 10 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SardexPay Cashback | Spendy |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 28.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | — |
| Size | 43 MB | 62 MB |
| Requires iOS | **16.0** | 18 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sardex SpA](https://appshunter.io/developer/725101071) | [Francesco Algieri](https://appshunter.io/developer/1872511974) |

## What reviewers say

### SardexPay Cashback

[App page](https://appshunter.io/ios/app/sardexpay-cashback/id1263965836)

Earn Sardex credits with your euro purchases through this program. Manage your digital card, find participating businesses, and track your balance. Make secure payments in Sardex, where 1 Sardex equals 1 euro.

**Highlights:** Earn Sardex credits on euro purchases, Digital card management, Find participating businesses, Check recharge and acceptance rates, Monitor balance, Secure Sardex payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendy

[App page](https://appshunter.io/ios/app/spendy-expense-tracker/id6758355322)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendy Pro - Monthly | $3.99 | per month |
| Spendy Pro - Yearly | $22.99 | per year |
| Spendy Pro - Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is SardexPay Cashback free?

SardexPay Cashback is free to download, with no in-app purchases.

### Is Spendy free?

Spendy is free to download, with in-app purchases available.

### Do SardexPay Cashback or Spendy have ads?

Neither SardexPay Cashback nor Spendy shows ads.

### Which is updated more often, SardexPay Cashback or Spendy?

SardexPay Cashback ships an update monthly, and Spendy every 10 days. Most recently, SardexPay Cashback was updated on November 2, 2026 and Spendy on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*