# Simple Spender vs 通財記帳

The clearest difference is ads: 通財記帳 at none against Simple Spender's shown. 通財記帳 also leads on update cadence (every 2 weeks vs monthly). Simple Spender's advantage is iOS requirement (11.0 vs 16.6). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Simple Spender sells 1 one-off in-app purchase and 通財記帳 sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

Simple Spender ships an update monthly, 通財記帳 every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Simple Spender | 通財記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1294081795/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **100.0% of reviews** | 95.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 137 MB | 22 MB |
| Requires iOS | **11.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kwok Chun Hin](https://appshunter.io/developer/446734044) | [Sheng Yang Huang](https://appshunter.io/developer/1096090905) |

## What reviewers say

### Simple Spender

[App page](https://appshunter.io/ios/app/simple-spender/id1265404856)

Easily track your income and expenses with just a few taps. This app automatically generates insightful charts and graphs to visualize your financial habits. Manage budgets, recurring transactions, and multiple currencies with a user-friendly interface.

**Highlights:** Automatic charts and graphs, Monthly budget management, Repeating transaction support, Multiple currency support, Customizable categories, Passcode data protection, Multiple themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | one-time |


### 通財記帳

[App page](https://appshunter.io/ios/app/id1294081795)

Track your income, expenses, assets, and liabilities to gain a clear understanding of your financial health. Visualize your money's movement with charts and generate detailed reports to identify areas for improvement and achieve your financial goals.

**Highlights:** Track income, expenses, assets, and liabilities, Visualize financial trends with charts, Generate custom financial reports, Monthly income statement and balance sheet, Manage recurring expenses and reminders, Offline access and iCloud backup, Ad-free experience

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 通財永續帳戶 | $9.99 | per year |


## Frequently asked questions

### Is Simple Spender free?

Simple Spender is free to download, with in-app purchases available.

### Is 通財記帳 free?

通財記帳 is free to download, with in-app purchases available.

### Do Simple Spender or 通財記帳 have ads?

Simple Spender shows ads; 通財記帳 does not.

### Which is updated more often, Simple Spender or 通財記帳?

Simple Spender ships an update monthly, and 通財記帳 every 2 weeks. Most recently, Simple Spender was updated on November 2, 2026 and 通財記帳 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*