# Simple Spender vs HK CashFlow：毒舌記帳與金融計算器

The clearest difference is iOS requirement: Simple Spender at 11.0 against HK CashFlow：毒舌記帳與金融計算器's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Simple Spender sells 1 one-off in-app purchase and HK CashFlow：毒舌記帳與金融計算器 sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Spender ships an update monthly, HK CashFlow：毒舌記帳與金融計算器 every 2 weeks. The most recent releases landed on October 27, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Simple Spender | HK CashFlow：毒舌記帳與金融計算器 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 137 MB | 216 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kwok Chun Hin](https://appshunter.io/developer/446734044) | [Cloudicat Digital Limited](https://appshunter.io/developer/6779904811) |

## What reviewers say

### Simple Spender

[App page](https://appshunter.io/ios/app/simple-spender/id1265404856)

Easily track your income and expenses with just a few taps. This app automatically generates insightful charts and graphs to visualize your financial habits. Manage budgets, recurring transactions, and multiple currencies with a user-friendly interface.

**Highlights:** Automatic charts and graphs, Monthly budget management, Repeating transaction support, Multiple currency support, Customizable categories, Passcode data protection, Multiple themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | one-time |


### HK CashFlow：毒舌記帳與金融計算器

[App page](https://appshunter.io/ios/app/hk-cashflow/id6757196935)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 無限使用金融計算機 | $9.99 | per month |
| 金融計算機 | $99.99 | per year |
| VIP 永久解鎖 | $8.99 | one-time |


## Frequently asked questions

### Is Simple Spender free?

Simple Spender is free to download, with in-app purchases available.

### Is HK CashFlow：毒舌記帳與金融計算器 free?

HK CashFlow：毒舌記帳與金融計算器 is free to download, with in-app purchases available.

### Do Simple Spender or HK CashFlow：毒舌記帳與金融計算器 have ads?

Both Simple Spender and HK CashFlow：毒舌記帳與金融計算器 show ads.

### Which is updated more often, Simple Spender or HK CashFlow：毒舌記帳與金融計算器?

Simple Spender ships an update monthly, and HK CashFlow：毒舌記帳與金融計算器 every 2 weeks. Most recently, Simple Spender was updated on October 27, 2026 and HK CashFlow：毒舌記帳與金融計算器 on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*