# ShinePay vs Gusto Mobile

The clearest difference is monetization model: ShinePay at free against Gusto Mobile's free with in-app purchases. ShinePay also leads on review sentiment (44% vs 36%) and device support (3 vs 1). Gusto Mobile's advantage is update cadence (weekly vs every 3 weeks) and chart position (#78 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gusto Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 15K and 53K respectively. Written reviews complicate that: 44% of ShinePay's written reviews are positive against 36% of Gusto Mobile's, so the app with the better star average is not the one people write more warmly about.

ShinePay ships an update every 3 weeks, Gusto Mobile weekly. Both last shipped on October 27, 2026.

## The numbers

| Metric | ShinePay | Gusto Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (15K ratings)](https://appshunter.io/ios/app/shinepay/id1265933218/reviews) | **[4.8 (53K ratings)](https://appshunter.io/ios/app/gusto-mobile/id1478804271/reviews)** |
| Number of ratings | 15K | **53K** |
| Positive reviews | **44.0% of reviews** | 35.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#78** |
| Size | 46 MB | 254 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [THE HARVEST COLLECTIVE LLC](https://appshunter.io/developer/1211450900) | [Gusto, inc.](https://appshunter.io/developer/1478804270) |

## What reviewers say

### ShinePay

[App page](https://appshunter.io/ios/app/shinepay/id1265933218)

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

**Highlights:** Pay for laundry machines, Pay for EV chargers, Appliance payment, Smartphone payment

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Eliminates need for quarters
- 💡 Allows pre-loading of funds

**What reviewers complain about**

- 💰 Excessive fees and charges
- 🐛 Unreliable and buggy app
- 🔒 Lack of refund options
- 🤔 Increased laundry costs

**Reported bugs**

- Login/sign-up issues due to keyboard
- Funds not transferring properly
- Machines not recognized by app
- Inability to delete account

**Requested features**

- Ability to pay exact amounts
- Notifications when laundry is done
- Integration with bank accounts
- Machine availability/reservation


### Gusto Mobile

[App page](https://appshunter.io/ios/app/gusto-mobile/id1478804271)

**Currently charting:** #78 Top Free · Finance (US App Store)

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

**Highlights:** Run payroll on the go, Review and approve team hours, Manage employee information, Onboard new employees, Access paychecks and early pay, Track hours and request time off

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 💰 Wage advances and budgeting tools
- 🕰️ Early pay feature
- 📊 Helpful tracking and statistics
- 👍 User-friendly and efficient
- 🔒 Secure and trustworthy

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- ⏱️ Slow load times and app performance issues
- 🔒 Difficulty accessing and managing accounts
- 🔍 Unclear policies and lack of transparency
- ❌ Poor customer service and unresponsive support

**Reported bugs**

- Login screen freezes and issues
- Inconsistent paycheck arrival times
- Debit card delivery delays and malfunctions
- Inability to update contact information
- Syncing issues between app and web platform

**Requested features**

- Ability to easily update direct deposit split
- Mobile time tracking and clocking in/out
- Improved geofencing and location accuracy
- Integration with other financial apps and services
- Streamlined onboarding and account management


## Frequently asked questions

### Is ShinePay free?

ShinePay is free to download, with no in-app purchases.

### Is Gusto Mobile free?

Gusto Mobile is free to download, with no in-app purchases.

### Which has better reviews, ShinePay or Gusto Mobile?

Gusto Mobile is rated higher. ShinePay averages 4.6 out of 5 from 15K ratings, while Gusto Mobile averages 4.8 from 53K ratings.

### Do ShinePay or Gusto Mobile have ads?

Neither ShinePay nor Gusto Mobile shows ads.

### Which is updated more often, ShinePay or Gusto Mobile?

ShinePay ships an update every 3 weeks, and Gusto Mobile weekly. Most recently, ShinePay was updated on October 27, 2026 and Gusto Mobile on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*