# ShinePay vs Ramp

The clearest difference is ads: ShinePay at none against Ramp's shown. ShinePay also leads on monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.0). Ramp's advantage is review sentiment (71% vs 44%) and update cadence (every 5 days vs every 3 weeks). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ramp holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 15K and 48K respectively. Written reviews point the same way: 44% of ShinePay's written reviews are positive against 71% of Ramp's.

ShinePay ships an update every 3 weeks, Ramp every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | ShinePay | Ramp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (15K ratings)](https://appshunter.io/ios/app/shinepay/id1265933218/reviews) | **[4.9 (48K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews)** |
| Number of ratings | 15K | **48K** |
| Positive reviews | 44.0% of reviews | **71.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Best chart rank | — | **#135** |
| Size | 46 MB | 297 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE HARVEST COLLECTIVE LLC](https://appshunter.io/developer/1211450900) | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) |

## What reviewers say

### ShinePay

[App page](https://appshunter.io/ios/app/shinepay/id1265933218)

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

**Highlights:** Pay for laundry machines, Pay for EV chargers, Appliance payment, Smartphone payment

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Eliminates need for quarters
- 💡 Allows pre-loading of funds

**What reviewers complain about**

- 💰 Excessive fees and charges
- 🐛 Unreliable and buggy app
- 🔒 Lack of refund options
- 🤔 Increased laundry costs

**Reported bugs**

- Login/sign-up issues due to keyboard
- Funds not transferring properly
- Machines not recognized by app
- Inability to delete account

**Requested features**

- Ability to pay exact amounts
- Notifications when laundry is done
- Integration with bank accounts
- Machine availability/reservation


### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #135 Top Free · Finance (US App Store)

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

**Highlights:** Corporate card management, Expense reporting, Bill payments, Accounting automation, Receipt capture, Spend request management

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


## Frequently asked questions

### Is ShinePay free?

ShinePay is free to download, with no in-app purchases.

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Which has better reviews, ShinePay or Ramp?

Ramp is rated higher. ShinePay averages 4.6 out of 5 from 15K ratings, while Ramp averages 4.9 from 48K ratings.

### Do ShinePay or Ramp have ads?

Ramp shows ads; ShinePay does not.

### Which is updated more often, ShinePay or Ramp?

ShinePay ships an update every 3 weeks, and Ramp every 5 days. Most recently, ShinePay was updated on October 31, 2026 and Ramp on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*