# ShinePay vs Heypenny

The clearest difference is review sentiment: Heypenny at 100% against ShinePay's 44%. Heypenny also leads on rating (5.0 vs 4.6). ShinePay's advantage is in-app purchases (none vs 2) and ratings volume (15K vs 20). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Heypenny sells 2 in-app purchases, starting at $9.00 per 3 months. ShinePay asks for nothing beyond the download.

Heypenny holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: ShinePay has 15K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 44% of ShinePay's written reviews are positive against 100% of Heypenny's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ShinePay | Heypenny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (15K ratings)](https://appshunter.io/ios/app/shinepay/id1265933218/reviews) | **[5.0 (20 ratings)](https://appshunter.io/ios/app/heypenny-split-bills-fairly/id6478797377/reviews)** |
| Number of ratings | **15K** | 20 |
| Positive reviews | 44.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Freemium |
| Size | 46 MB | 42 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE HARVEST COLLECTIVE LLC](https://appshunter.io/developer/1211450900) | [Ryan Moelter](https://appshunter.io/developer/1611860684) |

## What reviewers say

### ShinePay

[App page](https://appshunter.io/ios/app/shinepay/id1265933218)

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

**Highlights:** Pay for laundry machines, Pay for EV chargers, Appliance payment, Smartphone payment

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Eliminates need for quarters
- 💡 Allows pre-loading of funds

**What reviewers complain about**

- 💰 Excessive fees and charges
- 🐛 Unreliable and buggy app
- 🔒 Lack of refund options
- 🤔 Increased laundry costs

**Reported bugs**

- Login/sign-up issues due to keyboard
- Funds not transferring properly
- Machines not recognized by app
- Inability to delete account

**Requested features**

- Ability to pay exact amounts
- Notifications when laundry is done
- Integration with bank accounts
- Machine availability/reservation


### Heypenny

[App page](https://appshunter.io/ios/app/heypenny-split-bills-fairly/id6478797377)

Effortlessly divide shared costs among friends, housemates, or travel companions. Scan receipts to itemize expenses, calculate individual balances including tip and tax, and easily settle up with integrated payment options. Offers offline functionality and multi-currency support for seamless group expense management.

**Highlights:** Scan and itemize receipts, Calculate individual balances, Tip and tax calculation, Group expense management, Venmo settlement integration, Multi-currency conversion, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Heypenny premium | $9.00 | per 3 months |
| Heypenny premium | $24.00 | per year |


## Frequently asked questions

### Is ShinePay free?

ShinePay is free to download, with no in-app purchases.

### Is Heypenny free?

Heypenny is free to download, with in-app purchases available.

### Which has better reviews, ShinePay or Heypenny?

Heypenny is rated higher. ShinePay averages 4.6 out of 5 from 15K ratings, while Heypenny averages 5.0 from 20 ratings.

### Do ShinePay or Heypenny have ads?

Neither ShinePay nor Heypenny shows ads.

### Which is updated more often, ShinePay or Heypenny?

ShinePay ships an update every 3 weeks, and Heypenny every 3 weeks. Most recently, ShinePay was updated on October 29, 2026 and Heypenny on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*