# Balance.KG vs Simbank

The clearest difference is rating: Simbank at 4.7 against Balance.KG's 3.0. Simbank also leads on review sentiment (52% vs 33%) and update cadence (weekly vs every 3 weeks). Balance.KG's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simbank holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Simbank has 216 ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 33% of Balance.KG's written reviews are positive against 52% of Simbank's.

Balance.KG ships an update every 3 weeks, Simbank weekly. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Balance.KG | Simbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (26 ratings)](https://appshunter.io/ios/app/balancekg/id1266413018/reviews) | **[4.7 (216 ratings)](https://appshunter.io/ios/app/simbank/id6499126462/reviews)** |
| Number of ratings | 26 | **216** |
| Positive reviews | 32.9% of reviews | **52.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 200 MB | 441 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [OOO Sky Mobile](https://appshunter.io/developer/663301338) | [Dos Credobank](https://appshunter.io/developer/1265499317) |

## What reviewers say

### Balance.KG

[App page](https://appshunter.io/ios/app/balancekg/id1266413018)

Easily pay for utilities, TV, internet, games, and mobile services without commission. Transfer money instantly, discover promotions, and save frequent payments. View payment history and find nearby top-up locations.

**Highlights:** Commission-free payments, Instant money transfers, Favorite payments, Payment history, Location map for top-ups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Simbank

[App page](https://appshunter.io/ios/app/simbank/id6499126462)

This mobile banking app offers a convenient way to manage finances, access credit, and make payments. Enjoy features like cashback, savings accounts with interest, and commission-free transactions. It simplifies banking procedures with a user-friendly interface and secure services.

**Highlights:** Online credit up to 200,000 сом, Cashback up to 20%, Savings accounts with 7% annual interest, Commission-free payments and transfers, Deposit accounts with up to 14% annual interest, Card management and security features, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance.KG free?

Balance.KG is free to download, with no in-app purchases.

### Is Simbank free?

Simbank is free to download, with no in-app purchases.

### Which has better reviews, Balance.KG or Simbank?

Simbank is rated higher. Balance.KG averages 3.0 out of 5 from 26 ratings, while Simbank averages 4.7 from 216 ratings.

### Do Balance.KG or Simbank have ads?

Simbank shows ads; Balance.KG does not.

### Which is updated more often, Balance.KG or Simbank?

Balance.KG ships an update every 3 weeks, and Simbank weekly. Most recently, Balance.KG was updated on October 20, 2026 and Simbank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*