# Balance.KG vs Zero

The clearest difference is review sentiment: Zero at 80% against Balance.KG's 33%. Balance.KG's advantage is rating (3.0 vs 2.3) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Balance.KG holds the better App Store score, 3.0 against 2.3. That said, the two scores are not equally well evidenced: Balance.KG has 26 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 33% of Balance.KG's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.

Balance.KG ships an update every 3 weeks, Zero every 2 weeks. The most recent releases landed on August 19, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Balance.KG | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (26 ratings)](https://appshunter.io/ios/app/balancekg/id1266413018/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews) |
| Number of ratings | **26** | 3 |
| Positive reviews | 32.9% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 200 MB | 195 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [OOO Sky Mobile](https://appshunter.io/developer/663301338) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### Balance.KG

[App page](https://appshunter.io/ios/app/balancekg/id1266413018)

Easily pay for utilities, TV, internet, games, and mobile services without commission. Transfer money instantly, discover promotions, and save frequent payments. View payment history and find nearby top-up locations.

**Highlights:** Commission-free payments, Instant money transfers, Favorite payments, Payment history, Location map for top-ups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance.KG free?

Balance.KG is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, Balance.KG or Zero?

Balance.KG is rated higher. Balance.KG averages 3.0 out of 5 from 26 ratings, while Zero averages 2.3 from 3 ratings.

### Do Balance.KG or Zero have ads?

Neither Balance.KG nor Zero shows ads.

### Which is updated more often, Balance.KG or Zero?

Balance.KG ships an update every 3 weeks, and Zero every 2 weeks. Most recently, Balance.KG was updated on August 19, 2026 and Zero on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*