# TaPay vs ikatu

The clearest difference is in-app purchases: TaPay at none against ikatu's 3. TaPay also leads on iOS requirement (10.0 vs 13.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. ikatu sells 3 one-off in-app purchases. TaPay asks for nothing beyond the download.

TaPay ships an update every 4 weeks, ikatu every 5 weeks. The most recent releases landed on June 25, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | TaPay | ikatu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ikatu/id6477903870/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 55 MB | 71 MB |
| Requires iOS | **10.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FULLRICH MALAYSIA SDN BHD.](https://appshunter.io/developer/1267204883) | [支会 张](https://appshunter.io/developer/1730635129) |

## What reviewers say

### TaPay

[App page](https://appshunter.io/ios/app/tapay/id1267204884)

Simplify your finances by storing funds, credit cards, and loyalty cards in one secure digital wallet. Make instant payments, transfer money peer-to-peer, and access exclusive promotions and cashback offers.

**Highlights:** Instant QR/barcode payments, Peer-to-peer money transfers, Digital loyalty card storage, Cashback and coupon promotions, Redeemable points for offers

**Features:** macOS Compatibility

**In-app purchases:** none


### ikatu

[App page](https://appshunter.io/ios/app/ikatu/id6477903870)

Securely store and manage various card data, including images and text. Features local encryption and cloud storage with multi-client support. Offers customizable categorization and open-source code for transparency.

**Highlights:** Record and save card data (images, text), Local data encryption, Cloud storage with multi-client support, Customizable card categorization, Open-source code for security review, Build personalized clients

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1000 T-Coins(gift) | $0.99 | one-time |
| 100 T-Coins | $2.99 | one-time |
| 1000 T-Coins | $19.99 | one-time |


## Frequently asked questions

### Is TaPay free?

TaPay is free to download, with no in-app purchases.

### Is ikatu free?

ikatu is free to download, with in-app purchases available.

### Do TaPay or ikatu have ads?

Neither TaPay nor ikatu shows ads.

### Which is updated more often, TaPay or ikatu?

TaPay ships an update every 4 weeks, and ikatu every 5 weeks. Most recently, TaPay was updated on June 25, 2026 and ikatu on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*