# U Money App vs eCebuana

The clearest difference is rating: U Money App at 4.6 against eCebuana's 1.7. U Money App also leads on review sentiment (37% vs 0%). eCebuana's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

U Money App holds the better App Store score, 4.6 against 1.7. Both are backed by a comparable volume of ratings — 23 and 32 respectively. Written reviews point the same way: 37% of U Money App's written reviews are positive against 0% of eCebuana's.

U Money App ships an update every 5 weeks, eCebuana every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | U Money App | eCebuana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (23 ratings)](https://appshunter.io/ios/app/u-money-app/id1268931947/reviews)** | [1.7 (32 ratings)](https://appshunter.io/ios/app/ecebuana/id1523417683/reviews) |
| Number of ratings | 23 | **32** |
| Positive reviews | **37.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 70 MB | 162 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Clear Mind Algorithmics Inc.](https://appshunter.io/developer/943741866) | [Networld Capital Ventures, Inc.](https://appshunter.io/developer/1182147231) |

## What reviewers say

### U Money App

[App page](https://appshunter.io/ios/app/u-money-app/id1268931947)

Manage your funds and conduct transactions conveniently from your phone. Send and receive money, pay bills, and access insurance. Enjoy free data access for all transactions.

**Highlights:** Send and receive money, Online money changer, Bills payment, Eloading, Accident insurance, Branch locator

**Features:** Vision Pro support

**In-app purchases:** none


### eCebuana

[App page](https://appshunter.io/ios/app/ecebuana/id1523417683)

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

**Highlights:** Open e-wallet and micro savings accounts, Send and receive money, Pay bills with numerous billers, Top up mobile load, Receive international remittances, Virtual Visa Card for online shopping, QR code transfers and payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is U Money App free?

U Money App is free to download, with no in-app purchases.

### Is eCebuana free?

eCebuana is free to download, with no in-app purchases.

### Which has better reviews, U Money App or eCebuana?

U Money App is rated higher. U Money App averages 4.6 out of 5 from 23 ratings, while eCebuana averages 1.7 from 32 ratings.

### Do U Money App or eCebuana have ads?

Neither U Money App nor eCebuana shows ads.

### Which is updated more often, U Money App or eCebuana?

U Money App ships an update every 5 weeks, and eCebuana every 2 months. Most recently, U Money App was updated on October 24, 2026 and eCebuana on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*