Comparison

U Money App vs SurfCoins

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U Money App

Manage your funds and conduct transactions conveniently from your phone. Send and receive money, pay bills, and access insurance. Enjoy free data access for all transactions.

Highlights
  • Send and receive money
  • Online money changer
  • Bills payment
  • Eloading
  • Accident insurance
  • Branch locator
Features
Read full description

USSC Super Service allows you to access your Panalo Wallet with your phone. You can now easily manage your funds with just a tap on a button. No more waiting in line! The Super Service App is made accessible with free data, no need to buy data access to make USSC transactions. Easily sign up for an account today! Manage Your Money - Easily send money to your loved ones with Super Padala and Western Union - Receive money on your mobile app also through Super Padala and Western Union - Instantly convert your US Dollars to Philippine Peso with the online money changer - Build up your personal savings in your Panalo Wallet - Transfer funds to you Cash Card for instant use and access Bills Payment -Easily pay for your utility, cellphone and credit card bills Eloading -Load up to call, surf, text, play and watch your favorite shows and movies Budget Insurance -LifeGuard is your affordable accident insurance Branch Locator -Easily find the your nearest USSC branch Go to your nearest USSC Super Service Store to activate your account for FREE! Check out www.ussc.com.ph and https://facebook.com/ussc.philippines for more details.

About

SurfCoins

Features
Read full description

Ang Surf2Sawa ay ang unang Internet Service Provider na nag papalinya ng Prepaid Fiber Internet. Mas mabilis at steady na koneksyon, ginawang mas affordable dahil pwede siyang iloadan lang pag kailangan! Ang SurfCoins App ay ginagamit pang top-up, manage, at monitor ng iyong Surf2Sawa Prepaid Fiber account. Sa App na ito maaari mo siyang gamitin para sa mga susunod: - Check Remaining Unli-Surf Time - Track Device Usage - Top-up your S2S Prepaid Fiber - Transfer Credits o SurfCoins sa ibang mga users. FAQs Para kanino ang SurfCoins App? - Para sa mga subscriber ng Surf2Sawa Prepaid Fiber. - Paalala: Kailangan magpalinya muna! Maginquire lang sa ating FB page: S2S Internet Paano mag register? - Gagawa ka lang ng account. Ireregister ang iyong Surf2Sawa Prepaid Fiber Device at kaya mo nang imanage ang iyong Internet Device.

Screenshots

U Money App4 screens
SurfCoins4 screens

Verdict

The call

The clearest difference is iOS requirement: SurfCoins at 10.0 against U Money App's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

U Money App ships an update every 5 weeks, SurfCoins every 6 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
U Money App versus SurfCoins: the parameters behind the verdict, then further details
ParameterU Money AppSurfCoins
PriceFreeFree
Rating4.6 (23 ratings) — better—
Positive reviews37.3% of reviews—
Number of ratings23 — better—
Update frequencyEvery 5 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.110.0 — better
Further details — not scored
Size70 MB73 MB
Age rating4+12+
DeveloperClear Mind Algorithmics Inc.JK2L2

In-app purchases

None

U Money App

No in-app purchases

None

SurfCoins

No in-app purchases

Questions

Is U Money App free?
U Money App is free to download, with no in-app purchases.
Is SurfCoins free?
SurfCoins is free to download, with no in-app purchases.
Do U Money App or SurfCoins have ads?
Neither U Money App nor SurfCoins shows ads.
Which is updated more often, U Money App or SurfCoins?
U Money App ships an update every 5 weeks, and SurfCoins every 6 weeks. Most recently, U Money App was updated on October 24, 2026 and SurfCoins on October 25, 2026.

Other comparisons