# Emma vs Mintyn

The clearest difference is in-app purchases: Mintyn at none against Emma's 11. Mintyn also leads on ads (none vs shown). Emma's advantage is rating (4.7 vs 4.4) and update cadence (every 6 days vs every 2 weeks). On price, review sentiment, device support and iOS requirement there is nothing between them.

Both are free to download. Emma sells 8 in-app purchases, starting at $4.99 per month. Mintyn asks for nothing beyond the download.

Emma holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.4K and 334 respectively. Written reviews complicate that: 38% of Emma's written reviews are positive against 46% of Mintyn's, so the app with the better star average is not the one people write more warmly about.

Emma ships an update every 6 days, Mintyn every 2 weeks. The most recent releases landed on September 24, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Emma | Mintyn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373/reviews)** | [4.4 (334 ratings)](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607/reviews) |
| Number of ratings | **1.4K** | 334 |
| Positive reviews | 38.4% of reviews | **46.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 165 MB | 112 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Emma Technologies LTD.](https://appshunter.io/developer/1202559061) | [Mint Financial Technology Service](https://appshunter.io/developer/1470644606) |

## What reviewers say

### Emma

[App page](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373)

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

**Highlights:** Consolidate all accounts, Track subscriptions, Set budgets, Weekly spending reports, Overdraft alerts, Bank-level security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Emma Plus Monthly | $4.99 | per month |
| Emma Pro Monthly | $9.99 | per month |
| Monthly Pro Subscription | $9.99 | per month |
| Emma Pro | $9.99 | per month |
| Emma Ultimate | $14.99 | per month |
| Emma Plus Yearly | $41.99 | per year |
| Emma Pro | $83.99 | per year |
| Subscription | $83.99 | per year |

**What reviewers like**

- 👍 Helpful for budgeting and tracking spending
- 🚀 Efficient at categorizing transactions
- 💡 Useful for detecting subscriptions and recurring payments
- 👍 Intuitive and user-friendly interface
- 👍 Provides good financial insights and analytics

**What reviewers complain about**

- 🔒 Concerns about data privacy and security
- 💰 Expensive subscription model, features locked behind paywall
- 🐛 Syncing issues, transactions not always accurately categorized
- 🔍 Difficult to cancel subscription or delete account
- 📢 Aggressive upselling and notifications

**Reported bugs**

- App crashes or freezes frequently
- Transactions not syncing properly or showing incorrect balances
- Issues connecting to certain bank accounts
- Recurring payments not being tracked accurately

**Requested features**

- Add support for more banks and financial institutions
- Improve budgeting features with better categorization and goal-setting
- Provide more customization options for categories and reporting
- Integrate with investment accounts and track net worth
- Offer a more affordable pricing model or free tier with core features


### Mintyn

[App page](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607)

Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.

**Highlights:** Free current accounts, Send and receive money, Pay bills, Shop for groceries and food, Invest and save, Expense tracking analytics, Cardless ATM withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative digital banking features
- ⏱️ Quick account opening process
- 💰 No hidden charges

**What reviewers complain about**

- ❌ Frequent transaction failures and errors
- 📵 Poor or non-existent customer support
- 🔴 Money held or frozen without explanation
- ⚠️ Balance display issues and glitches
- 🚫 Withdrawal limits and restrictions

**Reported bugs**

- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures

**Requested features**

- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support


## Frequently asked questions

### Is Emma free?

Emma is free to download, with in-app purchases available.

### Is Mintyn free?

Mintyn is free to download, with no in-app purchases.

### Which has better reviews, Emma or Mintyn?

Emma is rated higher. Emma averages 4.7 out of 5 from 1.4K ratings, while Mintyn averages 4.4 from 334 ratings.

### Do Emma or Mintyn have ads?

Emma shows ads; Mintyn does not.

### Which is updated more often, Emma or Mintyn?

Emma ships an update every 6 days, and Mintyn every 2 weeks. Most recently, Emma was updated on September 24, 2026 and Mintyn on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*