# Emma vs Expense tracker

The clearest difference is review sentiment: Emma at 38% against Expense tracker's 0%. Emma also leads on rating (4.7 vs 4.3) and ratings volume (1.4K vs 3). Expense tracker's advantage is ads (none vs shown). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Emma sells 8 in-app purchases, starting at $4.99 per month and Expense tracker sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Emma holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Emma has 1.4K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 38% of Emma's written reviews are positive against 0% of Expense tracker's.

Emma ships an update every 6 days, Expense tracker every 3 weeks. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Emma | Expense tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373/reviews)** | [4.3 (3 ratings)](https://appshunter.io/ios/app/expense-tracker-budget-stats/id6473705856/reviews) |
| Number of ratings | **1.4K** | 3 |
| Positive reviews | **38.3% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 161 MB | 14 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Emma Technologies LTD.](https://appshunter.io/developer/1202559061) | [Sergey Gusev](https://appshunter.io/developer/1367121488) |

## What reviewers say

### Emma

[App page](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373)

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

**Highlights:** Consolidate all accounts, Track subscriptions, Set budgets, Weekly spending reports, Overdraft alerts, Bank-level security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Emma Plus Monthly | $4.99 | per month |
| Emma Pro Monthly | $9.99 | per month |
| Monthly Pro Subscription | $9.99 | per month |
| Emma Pro | $9.99 | per month |
| Emma Ultimate | $14.99 | per month |
| Emma Plus Yearly | $41.99 | per year |
| Emma Pro | $83.99 | per year |
| Subscription | $83.99 | per year |

**What reviewers like**

- 👍 Helpful for budgeting and tracking spending
- 🚀 Efficient at categorizing transactions
- 💡 Useful for detecting subscriptions and recurring payments
- 👍 Intuitive and user-friendly interface
- 👍 Provides good financial insights and analytics

**What reviewers complain about**

- 🔒 Concerns about data privacy and security
- 💰 Expensive subscription model, features locked behind paywall
- 🐛 Syncing issues, transactions not always accurately categorized
- 🔍 Difficult to cancel subscription or delete account
- 📢 Aggressive upselling and notifications

**Reported bugs**

- App crashes or freezes frequently
- Transactions not syncing properly or showing incorrect balances
- Issues connecting to certain bank accounts
- Recurring payments not being tracked accurately

**Requested features**

- Add support for more banks and financial institutions
- Improve budgeting features with better categorization and goal-setting
- Provide more customization options for categories and reporting
- Integrate with investment accounts and track net worth
- Offer a more affordable pricing model or free tier with core features


### Expense tracker

[App page](https://appshunter.io/ios/app/expense-tracker-budget-stats/id6473705856)

Track spending, set savings goals, and manage your budget privately without bank logins. Log expenses in seconds, view clear dashboards, and utilize multi-currency support for travel.

**Highlights:** Log expenses in seconds, Clean spending dashboard, Savings goal tracking, Multi-currency support, Custom categories, Spending reminders, Home screen widgets

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ExpenseEase ProPass | $0.99 | per 7 days |
| ExpenseEase ProPass | $2.99 | per month |
| ExpenseEase ProPass | $29.99 | per year |


## Frequently asked questions

### Is Emma free?

Emma is free to download, with in-app purchases available.

### Is Expense tracker free?

Expense tracker is free to download, with in-app purchases available.

### Which has better reviews, Emma or Expense tracker?

Emma is rated higher. Emma averages 4.7 out of 5 from 1.4K ratings, while Expense tracker averages 4.3 from 3 ratings.

### Do Emma or Expense tracker have ads?

Emma shows ads; Expense tracker does not.

### Which is updated more often, Emma or Expense tracker?

Emma ships an update every 6 days, and Expense tracker every 3 weeks. Most recently, Emma was updated on October 29, 2026 and Expense tracker on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*