# Oxford Auto vs First State Insurance

The clearest difference is rating: First State Insurance at 5.0 against Oxford Auto's 2.7. First State Insurance also leads on update cadence (every 2 months vs every 5 months). Oxford Auto's advantage is ratings volume (17 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State Insurance holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Oxford Auto has 17 ratings behind it against 3, so its average is the more settled of the two.

Oxford Auto ships an update every 5 months, First State Insurance every 2 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Oxford Auto | First State Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (17 ratings)](https://appshunter.io/ios/app/oxford-auto/id1270401442/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/first-state-insurance/id1498462021/reviews)** |
| Number of ratings | **17** | 3 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 44 MB | 29 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OXFORD INSURANCEGROUP, INC.](https://appshunter.io/developer/1270401441) | [F.S.I. Agency, LLC](https://appshunter.io/developer/1498462020) |

## What reviewers say

### Oxford Auto

[App page](https://appshunter.io/ios/app/oxford-auto/id1270401442)

Manage your auto insurance policy directly from your smartphone. Access policy details, make payments, find nearby offices, and connect with an agent. Get instant quotes and manage your coverage on the go.

**Highlights:** Make payments, Find office locations, Contact an agent, Get insurance quotes, Manage policy details

**Features:** macOS Compatibility

**In-app purchases:** none


### First State Insurance

[App page](https://appshunter.io/ios/app/first-state-insurance/id1498462021)

Manage your insurance policies on the go. View and update policy details, request coverage changes, and submit or review claims. Access important forms like auto ID cards anytime, anywhere.

**Highlights:** View and update policy information, Request coverage changes, Submit and review claims, Print insurance forms, Access account information

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Oxford Auto free?

Oxford Auto is free to download, with no in-app purchases.

### Is First State Insurance free?

First State Insurance is free to download, with no in-app purchases.

### Which has better reviews, Oxford Auto or First State Insurance?

First State Insurance is rated higher. Oxford Auto averages 2.7 out of 5 from 17 ratings, while First State Insurance averages 5.0 from 3 ratings.

### Do Oxford Auto or First State Insurance have ads?

Neither Oxford Auto nor First State Insurance shows ads.

### Which is updated more often, Oxford Auto or First State Insurance?

Oxford Auto ships an update every 5 months, and First State Insurance every 2 months. Most recently, Oxford Auto was updated on October 24, 2026 and First State Insurance on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*