# TBC Pass vs WallyPay

The clearest difference is rating: TBC Pass at 3.5 against WallyPay's 3.1. TBC Pass also leads on review sentiment (12% vs 0%) and ratings volume (23 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TBC Pass holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 23 and 7 respectively. Written reviews point the same way: 12% of TBC Pass's written reviews are positive against 0% of WallyPay's.

TBC Pass ships an update every 6 months, WallyPay every 3 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | TBC Pass | WallyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (23 ratings)](https://appshunter.io/ios/app/tbc-pass/id1271704491/reviews)** | [3.1 (7 ratings)](https://appshunter.io/ios/app/wallypay/id1499628677/reviews) |
| Number of ratings | **23** | 7 |
| Positive reviews | **11.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 12 MB | 84 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TBC Bank](https://appshunter.io/developer/513875013) | [Wallypay, LLC](https://appshunter.io/developer/6799868395) |

## What reviewers say

### TBC Pass

[App page](https://appshunter.io/ios/app/tbc-pass/id1271704491)

This app generates one-time codes for secure online and mobile banking transactions. It serves as an alternative to SMS codes and physical token devices for authorization.

**Highlights:** Generates one-time codes, Authorizes internet banking, Authorizes mobile banking, Alternative to SMS codes, Alternative to token devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WallyPay

[App page](https://appshunter.io/ios/app/wallypay/id1499628677)

Manage your personal finances with a secure, modern financial app. It facilitates international and local transactions, offers online loan opportunities, and allows for easy utility payments and card management. Track and monitor your daily money transactions effortlessly.

**Highlights:** Internal and external money transfers, Card payment management, Utility payments, Currency converter, 24/7 online assistance, Online loan opportunities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TBC Pass free?

TBC Pass is free to download, with no in-app purchases.

### Is WallyPay free?

WallyPay is free to download, with no in-app purchases.

### Which has better reviews, TBC Pass or WallyPay?

TBC Pass is rated higher. TBC Pass averages 3.5 out of 5 from 23 ratings, while WallyPay averages 3.1 from 7 ratings.

### Do TBC Pass or WallyPay have ads?

Neither TBC Pass nor WallyPay shows ads.

### Which is updated more often, TBC Pass or WallyPay?

TBC Pass ships an update every 6 months, and WallyPay every 3 months. Most recently, TBC Pass was updated on October 24, 2026 and WallyPay on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*