# TBC Pass vs Terabank

The clearest difference is review sentiment: Terabank at 100% against TBC Pass's 12%. Terabank also leads on rating (4.8 vs 3.5) and update cadence (every 3 weeks vs every 6 months). TBC Pass's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Terabank holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 12% of TBC Pass's written reviews are positive against 100% of Terabank's.

TBC Pass ships an update every 6 months, Terabank every 3 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | TBC Pass | Terabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (23 ratings)](https://appshunter.io/ios/app/tbc-pass/id1271704491/reviews) | **[4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews)** |
| Number of ratings | 23 | **230** |
| Positive reviews | 11.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 12 MB | 56 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TBC Bank](https://appshunter.io/developer/513875013) | [Terabank JSC](https://appshunter.io/developer/1513026337) |

## What reviewers say

### TBC Pass

[App page](https://appshunter.io/ios/app/tbc-pass/id1271704491)

This app generates one-time codes for secure online and mobile banking transactions. It serves as an alternative to SMS codes and physical token devices for authorization.

**Highlights:** Generates one-time codes, Authorizes internet banking, Authorizes mobile banking, Alternative to SMS codes, Alternative to token devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TBC Pass free?

TBC Pass is free to download, with no in-app purchases.

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Which has better reviews, TBC Pass or Terabank?

Terabank is rated higher. TBC Pass averages 3.5 out of 5 from 23 ratings, while Terabank averages 4.8 from 230 ratings.

### Do TBC Pass or Terabank have ads?

Neither TBC Pass nor Terabank shows ads.

### Which is updated more often, TBC Pass or Terabank?

TBC Pass ships an update every 6 months, and Terabank every 3 weeks. Most recently, TBC Pass was updated on October 14, 2026 and Terabank on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*