# 房贷计算器 vs 普益基金

The clearest difference is rating: 房贷计算器 at 4.7 against 普益基金's 4.0. 房贷计算器 also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (13 vs 1). 普益基金's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

房贷计算器 holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 房贷计算器 has 13 ratings behind it against 1, so its average is the more settled of the two.

房贷计算器 ships an update fortnightly, 普益基金 every 6 weeks. The most recent releases landed on October 4, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 普益基金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (13 ratings)](https://appshunter.io/ios/app/lpr/id1272033544/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/id1373540541/reviews) |
| Number of ratings | **13** | 1 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 23 MB | 140 MB |
| Requires iOS | 14.0 | **12.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [周 徐](https://appshunter.io/developer/1106215429) | [Fanhua Puyi Fund Sales Co., Ltd.](https://appshunter.io/developer/1373540540) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1272033544)

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

**Highlights:** Mortgage repayment reminders, LPR and standard interest rate calculation, Commercial, provident fund, and combined loans, Equal principal and interest repayment, Equal principal repayment, Clear repayment plans

**Features:** macOS Compatibility

**In-app purchases:** none


### 普益基金

[App page](https://appshunter.io/ios/app/id1373540541)

This platform offers a curated selection of financial products from leading institutions, helping users manage their money across different financial goals. It categorizes funds for daily expenses, long-term growth, and aggressive asset appreciation.

**Highlights:** Curated financial products, Multi-dimensional quantitative selection, Flexible fund access, Stable growth funds, High-return investment options, Partnerships with major financial institutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 普益基金 free?

普益基金 is free to download, with no in-app purchases.

### Which has better reviews, 房贷计算器 or 普益基金?

房贷计算器 is rated higher. 房贷计算器 averages 4.7 out of 5 from 13 ratings, while 普益基金 averages 4.0 from 1 ratings.

### Do 房贷计算器 or 普益基金 have ads?

房贷计算器 shows ads; 普益基金 does not.

### Which is updated more often, 房贷计算器 or 普益基金?

房贷计算器 ships an update fortnightly, and 普益基金 every 6 weeks. Most recently, 房贷计算器 was updated on October 4, 2026 and 普益基金 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*