# FTB Mobile vs FinDec

The clearest difference is rating: FTB Mobile at 2.4 against FinDec's 1.0. FTB Mobile also leads on ratings volume (40 vs 7) and iOS requirement (12.2 vs 17.0). FinDec's advantage is update cadence (every 2 months vs every 13 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FTB Mobile holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: FTB Mobile has 40 ratings behind it against 7, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

FTB Mobile ships an update every 13 months, FinDec every 2 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | FTB Mobile | FinDec |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (40 ratings)](https://appshunter.io/ios/app/ftb-mobile/id1272359471/reviews)** | [1.0 (7 ratings)](https://appshunter.io/ios/app/findec/id6740038506/reviews) |
| Number of ratings | **40** | 7 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 50 MB | 33 MB |
| Requires iOS | **12.2** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Franchise Tax Board](https://appshunter.io/developer/1058685410) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### FTB Mobile

[App page](https://appshunter.io/ios/app/ftb-mobile/id1272359471)

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

**Highlights:** Check refund status, Make online tax payments, Schedule future payments, Pay from bank account, No registration required

**Features:** macOS Compatibility

**In-app purchases:** none


### FinDec

[App page](https://appshunter.io/ios/app/findec/id6740038506)

Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

**Highlights:** Retirement account enrollment, Retirement income forecasting, Balance and investment monitoring, Paycheck contribution adjustments, Investment selection and rebalancing, Secure document uploads, Financial learning center, Beneficiary management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FTB Mobile free?

FTB Mobile is free to download, with no in-app purchases.

### Is FinDec free?

FinDec is free to download, with no in-app purchases.

### Which has better reviews, FTB Mobile or FinDec?

FTB Mobile is rated higher. FTB Mobile averages 2.4 out of 5 from 40 ratings, while FinDec averages 1.0 from 7 ratings.

### Do FTB Mobile or FinDec have ads?

Neither FTB Mobile nor FinDec shows ads.

### Which is updated more often, FTB Mobile or FinDec?

FTB Mobile ships an update every 13 months, and FinDec every 2 months. Most recently, FTB Mobile was updated on October 13, 2026 and FinDec on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*