# FTB Mobile vs OCA360

The clearest difference is rating: OCA360 at 4.4 against FTB Mobile's 2.4. OCA360 also leads on update cadence (every 3 months vs every 13 months). FTB Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OCA360 holds the better App Store score, 4.4 against 2.4. Both are backed by a comparable volume of ratings — 40 and 32 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

FTB Mobile ships an update every 13 months, OCA360 every 3 months. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | FTB Mobile | OCA360 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (40 ratings)](https://appshunter.io/ios/app/ftb-mobile/id1272359471/reviews) | **[4.4 (32 ratings)](https://appshunter.io/ios/app/oca360/id6741137110/reviews)** |
| Number of ratings | **40** | 32 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 13 months | **Every 3 months** |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 31 MB |
| Requires iOS | **12.2** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Franchise Tax Board](https://appshunter.io/developer/1058685410) | [O.c.a. Benefit Services Limite](https://appshunter.io/developer/1436709633) |

## What reviewers say

### FTB Mobile

[App page](https://appshunter.io/ios/app/ftb-mobile/id1272359471)

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

**Highlights:** Check refund status, Make online tax payments, Schedule future payments, Pay from bank account, No registration required

**Features:** macOS Compatibility

**In-app purchases:** none


### OCA360

[App page](https://appshunter.io/ios/app/oca360/id6741137110)

Manage your consumer-empowered healthcare and tax-favored benefit accounts from a single app. View balances, recent transactions, fund accounts, and access important details like card information and PINs. Contact your administrator directly for support.

**Highlights:** View benefit account balances and details, Track recent transactions, Fund HSA from external accounts, Access card details and PIN, Contact administrator, View demographic and dependent details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FTB Mobile free?

FTB Mobile is free to download, with no in-app purchases.

### Is OCA360 free?

OCA360 is free to download, with no in-app purchases.

### Which has better reviews, FTB Mobile or OCA360?

OCA360 is rated higher. FTB Mobile averages 2.4 out of 5 from 40 ratings, while OCA360 averages 4.4 from 32 ratings.

### Do FTB Mobile or OCA360 have ads?

OCA360 shows ads; FTB Mobile does not.

### Which is updated more often, FTB Mobile or OCA360?

FTB Mobile ships an update every 13 months, and OCA360 every 3 months. Most recently, FTB Mobile was updated on October 8, 2026 and OCA360 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*