# FTB Mobile vs Kemper

The clearest difference is update cadence: Kemper at every 4 weeks against FTB Mobile's every 13 months. Kemper also leads on rating (2.5 vs 2.3). FTB Mobile's advantage is iOS requirement (12.2 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kemper holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 50 and 115 respectively. Written reviews point the same way: 0% of FTB Mobile's written reviews are positive against 6% of Kemper's.

FTB Mobile ships an update every 13 months, Kemper every 4 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | FTB Mobile | Kemper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (50 ratings)](https://appshunter.io/ios/app/ftb-mobile/id1272359471/reviews) | **[2.5 (115 ratings)](https://appshunter.io/ios/app/kemper/id6753996569/reviews)** |
| Number of ratings | 50 | **115** |
| Positive reviews | 0.0% of reviews | **6.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 50 MB | 22 MB |
| Requires iOS | **12.2** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Franchise Tax Board](https://appshunter.io/developer/1058685410) | [Kemper Corporation](https://appshunter.io/developer/917555654) |

## What reviewers say

### FTB Mobile

[App page](https://appshunter.io/ios/app/ftb-mobile/id1272359471)

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

**Highlights:** Check refund status, Make online tax payments, Schedule future payments, Pay from bank account, No registration required

**Features:** macOS Compatibility

**In-app purchases:** none


### Kemper

[App page](https://appshunter.io/ios/app/kemper/id6753996569)

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

**Highlights:** Policy management, Digital ID cards, Claims filing, Payment management, Roadside assistance access

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FTB Mobile free?

FTB Mobile is free to download, with no in-app purchases.

### Is Kemper free?

Kemper is free to download, with no in-app purchases.

### Which has better reviews, FTB Mobile or Kemper?

Kemper is rated higher. FTB Mobile averages 2.3 out of 5 from 50 ratings, while Kemper averages 2.5 from 115 ratings.

### Do FTB Mobile or Kemper have ads?

Neither FTB Mobile nor Kemper shows ads.

### Which is updated more often, FTB Mobile or Kemper?

FTB Mobile ships an update every 13 months, and Kemper every 4 weeks. Most recently, FTB Mobile was updated on October 21, 2026 and Kemper on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*