# payup vs PayableU

The clearest difference is update cadence: PayableU at every 2 months against payup's every 38 months. PayableU also leads on iOS requirement (11.0 vs 14.0). payup's advantage is review sentiment (96% vs 67%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

payup ships an update every 38 months, PayableU every 2 months. The most recent releases landed on September 14, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | payup | PayableU |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **95.7% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 38 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 1 MB | 33 MB |
| Requires iOS | 14.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Payup](https://appshunter.io/developer/1708176285) | [Blue TF Co., Ltd.](https://appshunter.io/developer/1029121802) |

## What reviewers say

### payup

[App page](https://appshunter.io/ios/app/payup/id1273074886)

This app facilitates various payment methods, including manual card entry, SMS-based payments, and payment links for online sales. It also supports card payments via a smartphone card reader connected to the earphone jack.

**Highlights:** Manual card payment entry, SMS payment service, Payment URL generation for online sales, Smartphone card reader integration, Order form for payments

**Features:** macOS Compatibility

**In-app purchases:** none


### PayableU

[App page](https://appshunter.io/ios/app/payableu/id1336004392)

This app enables small business owners and individuals without a physical storefront to accept IC card payments via their smartphone. It offers various payment methods like SMS, QR codes, and card number entry, eliminating the need for a traditional card reader.

**Highlights:** Accept IC card payments via smartphone, Link payment options (SMS, QR, card number), No physical card reader required, Easy setup for non-storefront businesses, Convenient and fast transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is payup free?

payup is free to download, with no in-app purchases.

### Is PayableU free?

PayableU is free to download, with no in-app purchases.

### Do payup or PayableU have ads?

Neither payup nor PayableU shows ads.

### Which is updated more often, payup or PayableU?

payup ships an update every 38 months, and PayableU every 2 months. Most recently, payup was updated on September 14, 2026 and PayableU on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*