# Keepfully vs debito

The clearest difference is rating: debito at 5.0 against Keepfully's 3.9. Keepfully's advantage is ads (none vs shown) and ratings volume (30 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase and debito sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

debito holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Keepfully has 30 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 24, 2026 and June 22, 2026 respectively.

## The numbers

| Metric | Keepfully | debito |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debito/id1482131356/reviews)** |
| Number of ratings | **30** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 6 MB |
| Requires iOS | **18.4** | 26.0 |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [Ricky Kleinhempel](https://appshunter.io/developer/316889958) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### debito

[App page](https://appshunter.io/ios/app/debito/id1482131356)

Easily manage multiple debts and loans with this intuitive money lending manager. Track who owes you money and who you owe, set reminders for repayments, and gain clarity on your financial obligations.

**Highlights:** Simple debt management, Add and manage debts, Set repayment reminders, Track money lent to others, Track money borrowed from others

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ad-free | $0.99 | one-time |


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is debito free?

debito is free to download, with in-app purchases available.

### Which has better reviews, Keepfully or debito?

debito is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while debito averages 5.0 from 1 ratings.

### Do Keepfully or debito have ads?

debito shows ads; Keepfully does not.

### Which is updated more often, Keepfully or debito?

Keepfully ships an update every 3 months, and debito every 3 months. Most recently, Keepfully was updated on September 24, 2026 and debito on June 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*