# Keepfully vs Loan Calculator and Manager

Keepfully and Loan Calculator and Manager both sit at 3.9 stars, but that hides the real split: 50% of Keepfully's written reviews are positive against 0% of Loan Calculator and Manager's. Keepfully also leads on ads (none vs shown) and update cadence (every 3 months vs every 8 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase and Loan Calculator and Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 3.9 for Keepfully against 4.0 for Loan Calculator and Manager. That said, the two scores are not equally well evidenced: Keepfully has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 50% of Keepfully's written reviews are positive against 0% of Loan Calculator and Manager's.

Keepfully ships an update every 3 months, Loan Calculator and Manager every 8 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Keepfully | Loan Calculator and Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews) | **[4.0 (2 ratings)](https://appshunter.io/ios/app/loan-calculator-and-manager/id1482290627/reviews)** |
| Number of ratings | **30** | 2 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 8 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 11 MB |
| Requires iOS | **18.4** | 18.6 |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [Nikola Veljic](https://appshunter.io/developer/1442031758) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### Loan Calculator and Manager

[App page](https://appshunter.io/ios/app/loan-calculator-and-manager/id1482290627)

Manage your loans with advanced calculation tools and detailed amortization schedules. Track payments, set reminders, and visualize your debt-free journey. Securely sync data across devices and export reports.

**Highlights:** Advanced loan calculator, Detailed amortization table, Smart tracking and reminders, iCloud sync, PDF export, Face ID/Touch ID security

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium features | $4.99 | one-time |


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is Loan Calculator and Manager free?

Loan Calculator and Manager is free to download, with in-app purchases available.

### Which has better reviews, Keepfully or Loan Calculator and Manager?

Loan Calculator and Manager is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while Loan Calculator and Manager averages 4.0 from 2 ratings.

### Do Keepfully or Loan Calculator and Manager have ads?

Loan Calculator and Manager shows ads; Keepfully does not.

### Which is updated more often, Keepfully or Loan Calculator and Manager?

Keepfully ships an update every 3 months, and Loan Calculator and Manager every 8 months. Most recently, Keepfully was updated on November 3, 2026 and Loan Calculator and Manager on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*