# Keepfully vs Lucra

The clearest difference is update cadence: Lucra at every 2 weeks against Keepfully's every 3 months. Lucra also leads on iOS requirement (15.0 vs 18.4). Keepfully's advantage is device support. On price and in-app purchases there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase and Lucra sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Keepfully ships an update every 3 months, Lucra every 2 weeks. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Keepfully | Lucra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | — |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 15 MB | 27 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | — |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [Daniel Rodriguez Ramirez](https://appshunter.io/developer/1537064608) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### Lucra

[App page](https://appshunter.io/ios/app/lucra-subscription-tracker/id1606458998)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO | $5.99 | one-time |


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is Lucra free?

Lucra is free to download, with in-app purchases available.

### Which is updated more often, Keepfully or Lucra?

Keepfully ships an update every 3 months, and Lucra every 2 weeks. Most recently, Keepfully was updated on October 16, 2026 and Lucra on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*