# Keepfully vs My Debt Manager & Tracker

The clearest difference is review sentiment: My Debt Manager & Tracker at 100% against Keepfully's 50%. My Debt Manager & Tracker also leads on rating (5.0 vs 3.9) and update cadence (every 3 weeks vs every 3 months). Keepfully's advantage is ads (none vs shown) and ratings volume (30 vs 7). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase and My Debt Manager & Tracker sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

My Debt Manager & Tracker holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 30 and 7 respectively. Written reviews point the same way: 50% of Keepfully's written reviews are positive against 100% of My Debt Manager & Tracker's.

Keepfully ships an update every 3 months, My Debt Manager & Tracker every 3 weeks. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Keepfully | My Debt Manager & Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466/reviews)** |
| Number of ratings | **30** | 7 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 128 MB |
| Requires iOS | 18.4 | **15.6** |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [GHAZALI KABIRU](https://appshunter.io/developer/1656605038) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### My Debt Manager & Tracker

[App page](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466)

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

**Highlights:** Track debts and loans, Recurring payment management, AI debt stress reduction, Multi-currency support, Automatic data backup, Payment proof uploads, Reminder notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month subscription | $0.99 | one-time |
| 3 months subscription | $2.99 | one-time |
| 1 year subscription | $4.99 | one-time |
| 6 months subscription | $5.99 | one-time |


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is My Debt Manager & Tracker free?

My Debt Manager & Tracker is free to download, with in-app purchases available.

### Which has better reviews, Keepfully or My Debt Manager & Tracker?

My Debt Manager & Tracker is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while My Debt Manager & Tracker averages 5.0 from 7 ratings.

### Do Keepfully or My Debt Manager & Tracker have ads?

My Debt Manager & Tracker shows ads; Keepfully does not.

### Which is updated more often, Keepfully or My Debt Manager & Tracker?

Keepfully ships an update every 3 months, and My Debt Manager & Tracker every 3 weeks. Most recently, Keepfully was updated on October 16, 2026 and My Debt Manager & Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*