# Keepfully vs So Responsible

The clearest difference is in-app purchases: So Responsible at none against Keepfully's 1. So Responsible also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (11.0 vs 18.4). On price, ads and device support there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase. So Responsible asks for nothing beyond the download.

Keepfully ships an update every 3 months, So Responsible every 6 weeks. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Keepfully | So Responsible |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Freemium | — |
| Size | 15 MB | 38 MB |
| Requires iOS | 18.4 | **11.0** |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [Socially Responsible Limited](https://appshunter.io/developer/1679908464) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### So Responsible

[App page](https://appshunter.io/ios/app/so-responsible/id6447173495)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is So Responsible free?

So Responsible is free to download, with no in-app purchases.

### Do Keepfully or So Responsible have ads?

Neither Keepfully nor So Responsible shows ads.

### Which is updated more often, Keepfully or So Responsible?

Keepfully ships an update every 3 months, and So Responsible every 6 weeks. Most recently, Keepfully was updated on September 24, 2026 and So Responsible on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*