# Keepfully vs Debt Tracker

The clearest difference is in-app purchases: Debt Tracker at none against Keepfully's 1. Debt Tracker also leads on update cadence (fortnightly vs every 3 months) and iOS requirement (12.4 vs 18.4). Keepfully's advantage is device support (4 vs 2). On price and ads there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase. Debt Tracker asks for nothing beyond the download.

Keepfully ships an update every 3 months, Debt Tracker fortnightly. The most recent releases landed on September 24, 2026 and June 22, 2026 respectively.

## The numbers

| Metric | Keepfully | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 15 MB | 43 MB |
| Requires iOS | 18.4 | **12.4** |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [JetUp Digital, TOV](https://appshunter.io/developer/1476236715) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-loan-reminder/id6470035317)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with no in-app purchases.

### Do Keepfully or Debt Tracker have ads?

Neither Keepfully nor Debt Tracker shows ads.

### Which is updated more often, Keepfully or Debt Tracker?

Keepfully ships an update every 3 months, and Debt Tracker fortnightly. Most recently, Keepfully was updated on September 24, 2026 and Debt Tracker on June 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*