# Keepfully vs money steps

The clearest difference is review sentiment: money steps at 100% against Keepfully's 50%. money steps also leads on rating (5.0 vs 3.9) and in-app purchases (none vs 1). Keepfully's advantage is price (Free vs $4.99) and ratings volume (30 vs 7). On update cadence and ads there is nothing between them.

Keepfully is free to download; money steps costs $4.99 up front. Keepfully sells 1 one-off in-app purchase. money steps asks for nothing beyond the download.

money steps holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 30 and 7 respectively. Written reviews point the same way: 50% of Keepfully's written reviews are positive against 100% of money steps's.

Keepfully ships an update every 3 months, money steps every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Keepfully | money steps |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/money-steps/id6756327904/reviews)** |
| Number of ratings | **30** | 7 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Freemium** | Paid |
| Size | 15 MB | 33 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Kaessner](https://appshunter.io/developer/1273375958) | [rudolph jones](https://appshunter.io/developer/1860115942) |

## What reviewers say

### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


### money steps

[App page](https://appshunter.io/ios/app/money-steps/id6756327904)

A straightforward guide to personal finance basics, covering saving, investing, and building confidence. It aims to demystify financial concepts without pressure or overwhelm.

**Highlights:** Saving guidance, Investing basics, Financial confidence building, Step-by-step learning, Demystifies money concepts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Is money steps free?

money steps costs $4.99, with no in-app purchases.

### Which has better reviews, Keepfully or money steps?

money steps is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while money steps averages 5.0 from 7 ratings.

### Do Keepfully or money steps have ads?

Neither Keepfully nor money steps shows ads.

### Which is updated more often, Keepfully or money steps?

Keepfully ships an update every 3 months, and money steps every 2 months. Most recently, Keepfully was updated on November 3, 2026 and money steps on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*