# 预记智能账本 vs 懒猫记账Pro

The clearest difference is price: 预记智能账本 at Free against 懒猫记账Pro's $9.99. 预记智能账本 also leads on rating (5.0 vs 4.1) and review sentiment (95% vs 70%). 懒猫记账Pro's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (102 vs 5). On ads, in-app purchases and device support there is nothing between them.

预记智能账本 is free to download; 懒猫记账Pro costs $9.99 up front. 预记智能账本 sells 3 in-app purchases, starting at $1.49 per month and 懒猫记账Pro sells 16 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

预记智能账本 holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: 懒猫记账Pro has 102 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 95% of 预记智能账本's written reviews are positive against 70% of 懒猫记账Pro's.

预记智能账本 ships an update every 2 months, 懒猫记账Pro fortnightly. The most recent releases landed on October 9, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | 预记智能账本 | 懒猫记账Pro |
| --- | --- | --- |
| Price | **Free** | $9.99 |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/id1274384590/reviews)** | [4.1 (102 ratings)](https://appshunter.io/ios/app/pro-1/id1553660004/reviews) |
| Number of ratings | 5 | **102** |
| Positive reviews | **95.0% of reviews** | 69.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 128 MB | 219 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [YingShi(Beijing) International Trading Co., Ltd.](https://appshunter.io/developer/1719249557) | [春城 贾](https://appshunter.io/developer/1501061855) |

## What reviewers say

### 预记智能账本

[App page](https://appshunter.io/ios/app/id1274384590)

This intelligent accounting software offers a fast and simple way to track expenses and income. It features cloud synchronization for data backup and provides smart financial management tools to help users grow their assets. Recommended by major media outlets, it aims to make personal finance management more convenient.

**Highlights:** Fast and simple expense tracking, Cloud synchronization for data backup, Detailed income and expense reports, Smart financial management recommendations, Asset growth and appreciation tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| vip月会员续订版12 | $1.49 | per month |
| vip半年会员续订版60 | $8.49 | per 6 months |
| vip年会员续订版98 | $13.99 | per year |


### 懒猫记账Pro

[App page](https://appshunter.io/ios/app/pro-1/id1553660004)

This app helps you track daily expenses, business transactions, travel costs, and household finances with multiple customizable ledgers. It offers quick entry, budget reminders, and detailed financial analysis through charts and reports, all while ensuring your data is securely backed up to iCloud.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget reminders, Financial analysis charts, Secure iCloud data backup, Customizable themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账Pro月度自动续期会员 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员8 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员15 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员18 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员12 | $1.99 | per month |
| 懒猫记账Pro季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账Pro月度会员28 | $3.99 | per month |
| 懒猫记账Pro年度自动续期会员36 | $4.99 | per year |
| 懒猫记账Pro季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账Pro年度自动续期会员50 | $6.99 | per year |
| 懒猫记账Pro年度会员108 | $14.99 | per year |
| 懒猫记账Pro永久会员30 | $3.99 | one-time |
| 懒猫记账Pro永久会员45 | $5.99 | one-time |
| 新懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro新永久会员188 | $29.99 | one-time |


## Frequently asked questions

### Is 预记智能账本 free?

预记智能账本 is free to download, with in-app purchases available.

### Is 懒猫记账Pro free?

懒猫记账Pro costs $9.99, and also offers in-app purchases.

### Which has better reviews, 预记智能账本 or 懒猫记账Pro?

预记智能账本 is rated higher. 预记智能账本 averages 5.0 out of 5 from 5 ratings, while 懒猫记账Pro averages 4.1 from 102 ratings.

### Do 预记智能账本 or 懒猫记账Pro have ads?

Both 预记智能账本 and 懒猫记账Pro show ads.

### Which is updated more often, 预记智能账本 or 懒猫记账Pro?

预记智能账本 ships an update every 2 months, and 懒猫记账Pro fortnightly. Most recently, 预记智能账本 was updated on October 9, 2026 and 懒猫记账Pro on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*