# STICPAY vs MiFinity

The clearest difference is ads: MiFinity at none against STICPAY's shown. MiFinity also leads on monetization model (free vs free with in-app purchases). STICPAY's advantage is review sentiment (61% vs 53%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MiFinity holds the better App Store score, 4.3 against 4.1. Both are backed by a comparable volume of ratings — 27 and 38 respectively. Written reviews complicate that: 61% of STICPAY's written reviews are positive against 53% of MiFinity's, so the app with the better star average is not the one people write more warmly about.

STICPAY ships an update fortnightly, MiFinity weekly. The most recent releases landed on July 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | STICPAY | MiFinity |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (27 ratings)](https://appshunter.io/ios/app/sticpay/id1274956968/reviews) | **[4.3 (38 ratings)](https://appshunter.io/ios/app/mifinity/id1440262293/reviews)** |
| Number of ratings | 27 | **38** |
| Positive reviews | **61.1% of reviews** | 52.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 130 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [STIC FINANCIAL LTD.](https://appshunter.io/developer/1720080470) | [MiFinity UK Limited](https://appshunter.io/developer/1058842544) |

## What reviewers say

### STICPAY

[App page](https://appshunter.io/ios/app/sticpay/id1274956968)

This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.

**Highlights:** Global money transfers, Fiat to crypto exchange, 29 national currencies supported, Advanced security features, Multiple deposit/withdrawal methods, In-app QR code scanning

**In-app purchases:** none


### MiFinity

[App page](https://appshunter.io/ios/app/mifinity/id1440262293)

This app provides a secure and fast way to manage your money online. It allows users to pay for goods and services, receive funds, and transfer money globally with low fees. It supports multiple currencies and payment methods for a convenient experience.

**Highlights:** Global money transfers, Online payments, Receive funds, Multiple currency eWallets, 75+ payment methods, Biometric login, Low transparent fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STICPAY free?

STICPAY is free to download, with no in-app purchases.

### Is MiFinity free?

MiFinity is free to download, with no in-app purchases.

### Which has better reviews, STICPAY or MiFinity?

MiFinity is rated higher. STICPAY averages 4.1 out of 5 from 27 ratings, while MiFinity averages 4.3 from 38 ratings.

### Do STICPAY or MiFinity have ads?

STICPAY shows ads; MiFinity does not.

### Which is updated more often, STICPAY or MiFinity?

STICPAY ships an update fortnightly, and MiFinity weekly. Most recently, STICPAY was updated on July 24, 2026 and MiFinity on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*