# STICPAY vs CellPay

The clearest difference is ads: CellPay at none against STICPAY's shown. CellPay also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). STICPAY's advantage is review sentiment (61% vs 33%) and rating (3.9 vs 3.5). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STICPAY holds the better App Store score, 3.9 against 3.5. Both are backed by a comparable volume of ratings — 29 and 11 respectively. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 33% of CellPay's.

STICPAY ships an update fortnightly, CellPay every 3 weeks. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | STICPAY | CellPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (29 ratings)](https://appshunter.io/ios/app/sticpay/id1274956968/reviews)** | [3.5 (11 ratings)](https://appshunter.io/ios/app/cellpay/id1441280711/reviews) |
| Number of ratings | **29** | 11 |
| Positive reviews | **61.1% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 68 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STIC FINANCIAL LTD.](https://appshunter.io/developer/1720080470) | [Cellcom Private limited](https://appshunter.io/developer/1441280590) |

## What reviewers say

### STICPAY

[App page](https://appshunter.io/ios/app/sticpay/id1274956968)

This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.

**Highlights:** Global money transfers, Fiat to crypto exchange, 29 national currencies supported, Advanced security features, Multiple deposit/withdrawal methods, In-app QR code scanning

**In-app purchases:** none


### CellPay

[App page](https://appshunter.io/ios/app/cellpay/id1441280711)

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

**Highlights:** Digital payments, Fund transfers, Utility bill payments, Merchant payments, Flight booking, Insurance payments, Government payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STICPAY free?

STICPAY is free to download, with no in-app purchases.

### Is CellPay free?

CellPay is free to download, with no in-app purchases.

### Which has better reviews, STICPAY or CellPay?

STICPAY is rated higher. STICPAY averages 3.9 out of 5 from 29 ratings, while CellPay averages 3.5 from 11 ratings.

### Do STICPAY or CellPay have ads?

STICPAY shows ads; CellPay does not.

### Which is updated more often, STICPAY or CellPay?

STICPAY ships an update fortnightly, and CellPay every 3 weeks. Most recently, STICPAY was updated on November 3, 2026 and CellPay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*