# STICPAY vs Luxon Pay

The clearest difference is rating: STICPAY at 3.9 against Luxon Pay's 3.0. STICPAY also leads on review sentiment (61% vs 20%) and ratings volume (29 vs 2). Luxon Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STICPAY holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: STICPAY has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 20% of Luxon Pay's.

STICPAY ships an update fortnightly, Luxon Pay every 2 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | STICPAY | Luxon Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (29 ratings)](https://appshunter.io/ios/app/sticpay/id1274956968/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/luxon-pay/id1451707646/reviews) |
| Number of ratings | **29** | 2 |
| Positive reviews | **61.1% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 120 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STIC FINANCIAL LTD.](https://appshunter.io/developer/1720080470) | [Luxon Payments Ltd](https://appshunter.io/developer/1444435539) |

## What reviewers say

### STICPAY

[App page](https://appshunter.io/ios/app/sticpay/id1274956968)

This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.

**Highlights:** Global money transfers, Fiat to crypto exchange, 29 national currencies supported, Advanced security features, Multiple deposit/withdrawal methods, In-app QR code scanning

**In-app purchases:** none


### Luxon Pay

[App page](https://appshunter.io/ios/app/luxon-pay/id1451707646)

A secure digital wallet for instant global payments and currency exchange. Send and receive money fee-free across multiple currencies, with bank-grade security and 24/7 multilingual support.

**Highlights:** Instant global payments, Multi-currency wallet, Fee-free peer-to-peer transfers, Real-time exchange rates, Bank-grade security, 24/7 multilingual support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STICPAY free?

STICPAY is free to download, with no in-app purchases.

### Is Luxon Pay free?

Luxon Pay is free to download, with no in-app purchases.

### Which has better reviews, STICPAY or Luxon Pay?

STICPAY is rated higher. STICPAY averages 3.9 out of 5 from 29 ratings, while Luxon Pay averages 3.0 from 2 ratings.

### Do STICPAY or Luxon Pay have ads?

STICPAY shows ads; Luxon Pay does not.

### Which is updated more often, STICPAY or Luxon Pay?

STICPAY ships an update fortnightly, and Luxon Pay every 2 weeks. Most recently, STICPAY was updated on November 6, 2026 and Luxon Pay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*