# STICPAY vs Global Access+

The clearest difference is review sentiment: STICPAY at 61% against Global Access+'s 0%. STICPAY also leads on rating (4.1 vs 2.1) and update cadence (fortnightly vs every 3 months). Global Access+'s advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STICPAY holds the better App Store score, 4.1 against 2.1. Both are backed by a comparable volume of ratings — 27 and 11 respectively. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 0% of Global Access+'s.

STICPAY ships an update fortnightly, Global Access+ every 3 months. The most recent releases landed on July 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | STICPAY | Global Access+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (27 ratings)](https://appshunter.io/ios/app/sticpay/id1274956968/reviews)** | [2.1 (11 ratings)](https://appshunter.io/ios/app/global-access-plus/id1508235519/reviews) |
| Number of ratings | **27** | 11 |
| Positive reviews | **61.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 169 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STIC FINANCIAL LTD.](https://appshunter.io/developer/1720080470) | [First Global](https://appshunter.io/developer/943021506) |

## What reviewers say

### STICPAY

[App page](https://appshunter.io/ios/app/sticpay/id1274956968)

This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.

**Highlights:** Global money transfers, Fiat to crypto exchange, 29 national currencies supported, Advanced security features, Multiple deposit/withdrawal methods, In-app QR code scanning

**In-app purchases:** none


### Global Access+

[App page](https://appshunter.io/ios/app/global-access-plus/id1508235519)

Manage your First Global Bank accounts conveniently from your mobile device. Monitor balances, view transaction history, transfer funds, and make payments without needing to visit a branch.

**Highlights:** Monitor account balances, View transaction history, Transfer money between accounts, Send wire transfers, Make payments, View credit card details

**In-app purchases:** none


## Frequently asked questions

### Is STICPAY free?

STICPAY is free to download, with no in-app purchases.

### Is Global Access+ free?

Global Access+ is free to download, with no in-app purchases.

### Which has better reviews, STICPAY or Global Access+?

STICPAY is rated higher. STICPAY averages 4.1 out of 5 from 27 ratings, while Global Access+ averages 2.1 from 11 ratings.

### Do STICPAY or Global Access+ have ads?

STICPAY shows ads; Global Access+ does not.

### Which is updated more often, STICPAY or Global Access+?

STICPAY ships an update fortnightly, and Global Access+ every 3 months. Most recently, STICPAY was updated on July 24, 2026 and Global Access+ on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*