# STICPAY vs mkesh

The clearest difference is rating: STICPAY at 4.1 against mkesh's 3.0. STICPAY also leads on update cadence (fortnightly vs every 2 months) and review sentiment (61% vs 50%). mkesh's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STICPAY holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: STICPAY has 27 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 50% of mkesh's.

STICPAY ships an update fortnightly, mkesh every 2 months. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | STICPAY | mkesh |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (27 ratings)](https://appshunter.io/ios/app/sticpay/id1274956968/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/mkesh/id1565335463/reviews) |
| Number of ratings | **27** | 4 |
| Positive reviews | **61.1% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 41 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STIC FINANCIAL LTD.](https://appshunter.io/developer/1720080470) | [Mocambique Telecom SA](https://appshunter.io/developer/1565335465) |

## What reviewers say

### STICPAY

[App page](https://appshunter.io/ios/app/sticpay/id1274956968)

This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.

**Highlights:** Global money transfers, Fiat to crypto exchange, 29 national currencies supported, Advanced security features, Multiple deposit/withdrawal methods, In-app QR code scanning

**In-app purchases:** none


### mkesh

[App page](https://appshunter.io/ios/app/mkesh/id1565335463)

This mobile financial service allows users to store and move money easily and securely, even without a traditional bank account. Send money to friends and family, pay for goods and services, and buy mobile top-ups with advantages and bonuses.

**Highlights:** Electronic money service, Send money to family and friends, Pay for goods and services, Buy mobile top-ups, No minimum balance, No maintenance fees

**In-app purchases:** none


## Frequently asked questions

### Is STICPAY free?

STICPAY is free to download, with no in-app purchases.

### Is mkesh free?

mkesh is free to download, with no in-app purchases.

### Which has better reviews, STICPAY or mkesh?

STICPAY is rated higher. STICPAY averages 4.1 out of 5 from 27 ratings, while mkesh averages 3.0 from 4 ratings.

### Do STICPAY or mkesh have ads?

STICPAY shows ads; mkesh does not.

### Which is updated more often, STICPAY or mkesh?

STICPAY ships an update fortnightly, and mkesh every 2 months. Most recently, STICPAY was updated on October 6, 2026 and mkesh on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*