# FPT Pay vs SACOMBANK PAY

FPT Pay and SACOMBANK PAY both sit at 3.3 stars, but that hides the real split: 41% of SACOMBANK PAY's written reviews are positive against 5% of FPT Pay's. SACOMBANK PAY also leads on ratings volume (302 vs 6). FPT Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.3 for FPT Pay against 3.5 for SACOMBANK PAY. That said, the two scores are not equally well evidenced: SACOMBANK PAY has 302 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 5% of FPT Pay's written reviews are positive against 41% of SACOMBANK PAY's.

FPT Pay ships an update every 5 weeks, SACOMBANK PAY every 2 months. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | FPT Pay | SACOMBANK PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (6 ratings)](https://appshunter.io/ios/app/fpt-pay/id1276466893/reviews) | **[3.5 (302 ratings)](https://appshunter.io/ios/app/sacombank-pay/id1436283663/reviews)** |
| Number of ratings | 6 | **302** |
| Positive reviews | 5.5% of reviews | **41.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 139 MB | 272 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SEN DO TECHNOLOGY JOINT STOCK COMPANY](https://appshunter.io/developer/922780986) | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) |

## What reviewers say

### FPT Pay

[App page](https://appshunter.io/ios/app/fpt-pay/id1276466893)

This payment application offers a free, convenient, and fast way to manage your finances. It ensures secure transactions and allows easy top-ups and withdrawals from various banks. Enjoy a seamless shopping experience with consumer protection policies.

**Highlights:** Free payment methods, Convenient and fast transactions, Secure payment standards, Easy wallet top-up and withdrawal, Safe online shopping on Sendo.vn

**In-app purchases:** none


### SACOMBANK PAY

[App page](https://appshunter.io/ios/app/sacombank-pay/id1436283663)

Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.

**Highlights:** Free 24/7 transactions, Biometric and Smart OTP security, QR code and Apple Pay integration, Account balance and statement viewing, Open savings, apply for loans, Update personal information, Bill payments and top-ups

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly and intuitive
- 🔒 Secure and reliable
- 💡 Innovative features
- 🤑 Convenient for banking needs

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ⏱️ Slow performance and lags
- 🔍 Lacking in-app support
- 💰 Unexpected fees and charges
- 🤖 Poor user experience

**Reported bugs**

- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility issues with newer devices
- Frequent app crashes and freezes
- Inaccurate transaction records

**Requested features**

- Improved transaction history and notifications
- Biometric authentication options
- Customizable app settings
- Enhanced security measures
- Seamless integration with other financial services


## Frequently asked questions

### Is FPT Pay free?

FPT Pay is free to download, with no in-app purchases.

### Is SACOMBANK PAY free?

SACOMBANK PAY is free to download, with no in-app purchases.

### Which has better reviews, FPT Pay or SACOMBANK PAY?

SACOMBANK PAY is rated higher. FPT Pay averages 3.3 out of 5 from 6 ratings, while SACOMBANK PAY averages 3.5 from 302 ratings.

### Do FPT Pay or SACOMBANK PAY have ads?

SACOMBANK PAY shows ads; FPT Pay does not.

### Which is updated more often, FPT Pay or SACOMBANK PAY?

FPT Pay ships an update every 5 weeks, and SACOMBANK PAY every 2 months. Most recently, FPT Pay was updated on November 3, 2026 and SACOMBANK PAY on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*