# FPT Pay vs VNPAY App

The clearest difference is review sentiment: VNPAY App at 55% against FPT Pay's 5%. VNPAY App also leads on rating (4.3 vs 3.3) and ratings volume (660 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VNPAY App holds the better App Store score, 4.3 against 3.3. That said, the two scores are not equally well evidenced: VNPAY App has 660 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 5% of FPT Pay's written reviews are positive against 55% of VNPAY App's.

FPT Pay ships an update every 5 weeks, VNPAY App every 10 days. The most recent releases landed on July 17, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | FPT Pay | VNPAY App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (6 ratings)](https://appshunter.io/ios/app/fpt-pay/id1276466893/reviews) | **[4.3 (660 ratings)](https://appshunter.io/ios/app/vnpay-app/id1470378562/reviews)** |
| Number of ratings | 6 | **660** |
| Positive reviews | 5.5% of reviews | **55.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 139 MB | 507 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SEN DO TECHNOLOGY JOINT STOCK COMPANY](https://appshunter.io/developer/922780986) | [VNPAY](https://appshunter.io/developer/443364658) |

## What reviewers say

### FPT Pay

[App page](https://appshunter.io/ios/app/fpt-pay/id1276466893)

This payment application offers a free, convenient, and fast way to manage your finances. It ensures secure transactions and allows easy top-ups and withdrawals from various banks. Enjoy a seamless shopping experience with consumer protection policies.

**Highlights:** Free payment methods, Convenient and fast transactions, Secure payment standards, Easy wallet top-up and withdrawal, Safe online shopping on Sendo.vn

**In-app purchases:** none


### VNPAY App

[App page](https://appshunter.io/ios/app/vnpay-app/id1470378562)

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

**Highlights:** Multiple secure payment methods, QR code scanning, Online shopping on VnShop, Book taxis, flights, trains, buses, Purchase movie and event tickets, Buy now, pay later services, Consumer loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 💰 Many discount codes and promotions
- 🚀 Fast and smooth transactions
- 🇻🇳 Supports national celebrations

**What reviewers complain about**

- 🤔 Compatibility issues with foreign cards
- 🤖 Poor customer support
- 🚫 Merchants not accepting VNPAY QR codes
- 🔒 Unreliable identity verification

**Reported bugs**

- Frequent connection errors
- Issues with payment processing and refunds
- App crashes during transactions

**Requested features**

- Expand merchant network to accept VNPAY QR
- Improve in-app support and troubleshooting
- Allow more flexibility in identity verification


## Frequently asked questions

### Is FPT Pay free?

FPT Pay is free to download, with no in-app purchases.

### Is VNPAY App free?

VNPAY App is free to download, with no in-app purchases.

### Which has better reviews, FPT Pay or VNPAY App?

VNPAY App is rated higher. FPT Pay averages 3.3 out of 5 from 6 ratings, while VNPAY App averages 4.3 from 660 ratings.

### Do FPT Pay or VNPAY App have ads?

Neither FPT Pay nor VNPAY App shows ads.

### Which is updated more often, FPT Pay or VNPAY App?

FPT Pay ships an update every 5 weeks, and VNPAY App every 10 days. Most recently, FPT Pay was updated on July 17, 2026 and VNPAY App on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*