# HSBC Simply Pay vs OpenLedger

The clearest difference is update cadence: OpenLedger at every 4 days against HSBC Simply Pay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC Simply Pay ships an update every 3 weeks, OpenLedger every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | HSBC Simply Pay | OpenLedger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (14 ratings)](https://appshunter.io/ios/app/hsbc-simply-pay/id1276584690/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 37.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 49 MB | 15 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India)](https://appshunter.io/developer/1276584689) | [Harish Kanabar](https://appshunter.io/developer/1894192497) |

## What reviewers say

### HSBC Simply Pay

[App page](https://appshunter.io/ios/app/hsbc-simply-pay/id1276584690)

This finance app allows users to make secure payments using the Unified Payment Interface (UPI) system. It facilitates easy money transfers and bill payments directly from your mobile device.

**Highlights:** Unified Payment Interface (UPI) support, Secure money transfers, Bill payment functionality, Mobile payment solution, HSBC India integration

**In-app purchases:** none


### OpenLedger

[App page](https://appshunter.io/ios/app/openledger/id6762612268)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC Simply Pay free?

HSBC Simply Pay is free to download, with no in-app purchases.

### Is OpenLedger free?

OpenLedger is free to download, with no in-app purchases.

### Do HSBC Simply Pay or OpenLedger have ads?

Neither HSBC Simply Pay nor OpenLedger shows ads.

### Which is updated more often, HSBC Simply Pay or OpenLedger?

HSBC Simply Pay ships an update every 3 weeks, and OpenLedger every 4 days. Most recently, HSBC Simply Pay was updated on November 3, 2026 and OpenLedger on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*