# HSBC Simply Pay vs Returnly 2.0

HSBC Simply Pay and Returnly 2.0 are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | HSBC Simply Pay | Returnly 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (14 ratings)](https://appshunter.io/ios/app/hsbc-simply-pay/id1276584690/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 37.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | — |
| Size | 50 MB | 13 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India)](https://appshunter.io/developer/1276584689) | [HARVESTOR FINSERV PRIVATE LIMITED](https://appshunter.io/developer/1775357521) |

## What reviewers say

### HSBC Simply Pay

[App page](https://appshunter.io/ios/app/hsbc-simply-pay/id1276584690)

This finance app allows users to make secure payments using the Unified Payment Interface (UPI) system. It facilitates easy money transfers and bill payments directly from your mobile device.

**Highlights:** Unified Payment Interface (UPI) support, Secure money transfers, Bill payment functionality, Mobile payment solution, HSBC India integration

**In-app purchases:** none


### Returnly 2.0

[App page](https://appshunter.io/ios/app/returnly-20/id6812257166)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC Simply Pay free?

HSBC Simply Pay is free to download, with no in-app purchases.

### Is Returnly 2.0 free?

Returnly 2.0 is free to download, with no in-app purchases.

### Do HSBC Simply Pay or Returnly 2.0 have ads?

Neither HSBC Simply Pay nor Returnly 2.0 shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*