# SMCU Mobile Banking vs Webster Five Mobile

SMCU Mobile Banking and Webster Five Mobile both sit at 4.8 stars, but that hides the real split: 81% of Webster Five Mobile's written reviews are positive against 31% of SMCU Mobile Banking's. Webster Five Mobile also leads on update cadence (every 4 weeks vs every 3 months). SMCU Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for SMCU Mobile Banking against 4.8 for Webster Five Mobile. Both are backed by a comparable volume of ratings — 2.5K and 2K respectively. Written reviews are what separate them: 31% of SMCU Mobile Banking's written reviews are positive against 81% of Webster Five Mobile's.

SMCU Mobile Banking ships an update every 3 months, Webster Five Mobile every 4 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SMCU Mobile Banking | Webster Five Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.5K ratings)](https://appshunter.io/ios/app/smcu-mobile-banking/id1278422717/reviews)** | [4.8 (2K ratings)](https://appshunter.io/ios/app/webster-five-mobile/id6458344464/reviews) |
| Number of ratings | **2.5K** | 2K |
| Positive reviews | 30.6% of reviews | **81.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 106 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [St. Mary's Credit Union](https://appshunter.io/developer/658295783) | [Webster Five Cents Savings Bank](https://appshunter.io/developer/673212936) |

## What reviewers say

### SMCU Mobile Banking

[App page](https://appshunter.io/ios/app/smcu-mobile-banking/id1278422717)

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login and convenient features.

**Highlights:** Account management, Mobile check deposit, Fund transfers, Bill pay, Send money with Zelle®, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Accessible branch locations
- 👍 Helpful customer service
- 🚀 Accurate account information
- 👍 Enjoyable banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🐛 Login issues and account lockouts
- 🐛 Unreliable ATM system
- 🐛 Delayed deposit processing
- 🐛 Outdated and cluttered app interface

**Reported bugs**

- App fails to load or connect to the internet
- Inability to update app or access accounts
- Inconsistent behavior when depositing checks
- Unexpected account lockouts and login issues

**Requested features**

- Face ID/biometric login support
- Improved app performance and stability
- Expanded branch network for better convenience
- Streamlined app navigation and design


### Webster Five Mobile

[App page](https://appshunter.io/ios/app/webster-five-mobile/id6458344464)

Aggregate all your financial accounts, including those from other institutions, into one convenient view. Manage your money with tools for payments, transfers, mobile check deposits, and card management. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate financial accounts, Make payments to companies and friends, Transfer money between accounts, Mobile check deposit, Debit card reordering and disabling, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Useful new features
- 💡 Easy to use

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🤔 Difficult to navigate
- 🤷‍♂️ Confusing changes

**Reported bugs**

- Unable to add new payees
- Inability to edit existing payees
- Chaotic and disorganized bill pay

**Requested features**

- Restore previous app layout
- Improve bill pay functionality


## Frequently asked questions

### Is SMCU Mobile Banking free?

SMCU Mobile Banking is free to download, with no in-app purchases.

### Is Webster Five Mobile free?

Webster Five Mobile is free to download, with no in-app purchases.

### Which has better reviews, SMCU Mobile Banking or Webster Five Mobile?

SMCU Mobile Banking is rated higher. SMCU Mobile Banking averages 4.8 out of 5 from 2.5K ratings, while Webster Five Mobile averages 4.8 from 2K ratings.

### Do SMCU Mobile Banking or Webster Five Mobile have ads?

Neither SMCU Mobile Banking nor Webster Five Mobile shows ads.

### Which is updated more often, SMCU Mobile Banking or Webster Five Mobile?

SMCU Mobile Banking ships an update every 3 months, and Webster Five Mobile every 4 weeks. Most recently, SMCU Mobile Banking was updated on October 29, 2026 and Webster Five Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*