# Savy vs Simple Budget Envelopes

The clearest difference is price: Savy at Free against Simple Budget Envelopes's $0.99. Savy also leads on update cadence (every 10 days vs every 5 months) and iOS requirement (10.0 vs 15.0). Simple Budget Envelopes's advantage is chart position (#155 vs unranked). On ads, in-app purchases and device support there is nothing between them.

Savy is free to download; Simple Budget Envelopes costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Savy ships an update every 10 days, Simple Budget Envelopes every 5 months. The most recent releases landed on September 28, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Savy | Simple Budget Envelopes |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | — | **[4.6 (115 ratings)](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews)** |
| Number of ratings | — | **115** |
| Positive reviews | — | 88.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 5 months |
| Monetization | — | Free |
| Best chart rank | — | **#155** |
| Size | 36 MB | 1 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beecubu S.C.P.](https://appshunter.io/developer/318565917) | [Joseph Palmer](https://appshunter.io/developer/914507761) |

## What reviewers say

### Savy

[App page](https://appshunter.io/ios/app/savy/id1278609015)

**Features:** macOS Compatibility

**In-app purchases:** none


### Simple Budget Envelopes

[App page](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499)

**Currently charting:** #155 Top Paid · Finance (US App Store)

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

**Highlights:** Unlimited digital envelopes, Add/subtract funds easily, Track remaining budget, No sign-in required, No in-app purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Extremely simple and easy to use
- 💰 No subscription needed, free
- 🎯 Perfect for envelope budgeting
- 📱 Digital alternative to cash envelopes
- ✅ No unnecessary features or clutter

**What reviewers complain about**

- 🤔 Lacks a built-in tutorial
- 🎨 Limited color options for envelopes
- 🔄 No automatic monthly reset for envelopes
- 🗂️ Envelopes are not sortable
- ⬆️ Item display limit for transactions

**Reported bugs**

- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible

**Requested features**

- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope


## Frequently asked questions

### Is Savy free?

Savy is free to download, with no in-app purchases.

### Is Simple Budget Envelopes free?

Simple Budget Envelopes costs $0.99, with no in-app purchases.

### Do Savy or Simple Budget Envelopes have ads?

Neither Savy nor Simple Budget Envelopes shows ads.

### Which is updated more often, Savy or Simple Budget Envelopes?

Savy ships an update every 10 days, and Simple Budget Envelopes every 5 months. Most recently, Savy was updated on September 28, 2026 and Simple Budget Envelopes on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*