# Savy vs Envelope Budget

The clearest difference is in-app purchases: Savy at none against Envelope Budget's 5. Savy also leads on device support (3 vs 1) and iOS requirement (10.0 vs 18.0). Envelope Budget's advantage is update cadence (every 4 days vs every 10 days). On price and ads there is nothing between them.

Both are free to download. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Savy asks for nothing beyond the download.

Savy ships an update every 10 days, Envelope Budget every 4 days. The most recent releases landed on October 14, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Savy | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews)** |
| Number of ratings | — | **47** |
| Positive reviews | — | 89.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 4 days** |
| Monetization | — | Subscription |
| Size | 36 MB | 45 MB |
| Requires iOS | **10.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Beecubu S.C.P.](https://appshunter.io/developer/318565917) | [Kualia, Inc.](https://appshunter.io/developer/1707407810) |

## What reviewers say

### Savy

[App page](https://appshunter.io/ios/app/savy/id1278609015)

**Features:** macOS Compatibility

**In-app purchases:** none


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


## Frequently asked questions

### Is Savy free?

Savy is free to download, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Do Savy or Envelope Budget have ads?

Neither Savy nor Envelope Budget shows ads.

### Which is updated more often, Savy or Envelope Budget?

Savy ships an update every 10 days, and Envelope Budget every 4 days. Most recently, Savy was updated on October 14, 2026 and Envelope Budget on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*