# Oyko vs CardIO Code

The clearest difference is ads: Oyko at none against CardIO Code's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oyko ships an update every 4 weeks, CardIO Code every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Oyko | CardIO Code |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (128 ratings)](https://appshunter.io/ios/app/oyko-loyalty-cards-wallet/id1280316549/reviews)** | — |
| Number of ratings | **128** | — |
| Positive reviews | 41.8% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 57 MB | 6 MB |
| Requires iOS | **17.0** | 18.5 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Oyko OU](https://appshunter.io/developer/1071394003) | [Dmytro Serhatyi](https://appshunter.io/developer/1855976159) |

## What reviewers say

### Oyko

[App page](https://appshunter.io/ios/app/oyko-loyalty-cards-wallet/id1280316549)

Digitize all your loyalty cards into a single app. Easily search, access card details, and find store locations with an interactive map. Get instant synchronization across devices and helpful tips for using virtual cards.

**Highlights:** Full-sized digital cards, Fast card search, Interactive outlet map, CardBar for quick access, Categorized card addition, Instant device synchronization, CardHelper for virtual card acceptance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CardIO Code

[App page](https://appshunter.io/ios/app/cardio-code/id6755741246)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oyko free?

Oyko is free to download, with no in-app purchases.

### Is CardIO Code free?

CardIO Code is free to download, with no in-app purchases.

### Do Oyko or CardIO Code have ads?

CardIO Code shows ads; Oyko does not.

### Which is updated more often, Oyko or CardIO Code?

Oyko ships an update every 4 weeks, and CardIO Code every 3 weeks. Most recently, Oyko was updated on November 3, 2026 and CardIO Code on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*