# ONFX Mobile vs Universal Mobile Banking

The clearest difference is update cadence: Universal Mobile Banking at every 3 months against ONFX Mobile's every 11 months. ONFX Mobile's advantage is iOS requirement (13 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONFX Mobile ships an update every 11 months, Universal Mobile Banking every 3 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ONFX Mobile | Universal Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 3 months** |
| Size | 25 MB | 38 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Bank OCBC NISP PT, Tbk](https://appshunter.io/developer/445522606) | [Universal BPR](https://appshunter.io/developer/1600187783) |

## What reviewers say

### ONFX Mobile

[App page](https://appshunter.io/ios/app/onfx-mobile/id1280316554)

**Features:** macOS Compatibility

**In-app purchases:** none


### Universal Mobile Banking

[App page](https://appshunter.io/ios/app/universal-mobile-banking/id1600187781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ONFX Mobile free?

ONFX Mobile is free to download, with no in-app purchases.

### Is Universal Mobile Banking free?

Universal Mobile Banking is free to download, with no in-app purchases.

### Do ONFX Mobile or Universal Mobile Banking have ads?

Neither ONFX Mobile nor Universal Mobile Banking shows ads.

### Which is updated more often, ONFX Mobile or Universal Mobile Banking?

ONFX Mobile ships an update every 11 months, and Universal Mobile Banking every 3 months. Most recently, ONFX Mobile was updated on October 29, 2026 and Universal Mobile Banking on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*